State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Alliance Group & Associates LLC

F
2 total complaints ↓ falling

Allied Consulting Services LLC

C
2 total complaints ↑ rising

Alpine Credit, Inc

D
2 total complaints ↓ falling

American 1st Rate Mortgage, LLC

F
2 total complaints ↑ rising

Arcon Credit Solutions LLC

D
2 total complaints ↑ rising

Arnold Scott Harris, P.C.

D
2 total complaints ↓ falling

Asset Management Professionals, LLC

C
2 total complaints ↓ falling

Auto Buyers Credit LLC

F
2 total complaints ↑ rising

Axiom Acquisition Ventures, LLC

C
2 total complaints → stable

Banco Popular DE Puerto Rico

B
2 total complaints → stable

BCG Equities, LLC

B
2 total complaints ↑ rising

BHA Services

F
2 total complaints ↓ falling

Bass & Associates, P.C., Attorneys at Law

B
2 total complaints ↓ falling

Berlin-Wheeler, Inc. (Kansas)

C
2 total complaints ↓ falling

Bilateral Credit Corp, LLC

D
2 total complaints → stable

Blueshore Recovery

B
2 total complaints ↓ falling

Bonneville Billing and Collections

D
2 total complaints ↑ rising

Brennan & Clark, Ltd., LLC

D
2 total complaints ↓ falling

Bridge IT, Inc.

D
2 total complaints ↑ rising

Bryant, Hodge & Associates LLC

F
2 total complaints ↓ falling

CMCS, Inc. DBA Central Mercantile Collection Services

C
2 total complaints → stable

Customers Bancorp, Inc

C
2 total complaints → stable

Capital Mitigation Services, LLC

D
2 total complaints ↑ rising

Carmichael & Frost LLC

D
2 total complaints ↑ rising

Cascade CISS Holdings, LLC

D
2 total complaints ↑ rising

Central Research Inc

D
2 total complaints ↑ rising

Centric Asset Management Inc

B
2 total complaints ↓ falling

Citi Management Group, LLC

F
2 total complaints ↓ falling

Clear Debt Solutions, LLC

F
2 total complaints ↓ falling

Climb Credit Inc.

D
2 total complaints ↑ rising

Coinbase, Inc.

C
2 total complaints ↑ rising

Collection Technology Incorporated

C
2 total complaints ↓ falling

Concentric Receivables Management, Ltd.

D
2 total complaints ↓ falling

Conn's, Inc.

D
2 total complaints ↓ falling

Consolidated Recovery Group, LLC

D
2 total complaints ↓ falling

Constar Financial Services, LLC

D
2 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
2 total complaints ↑ rising

Convergence Acquisitions, LLC

D
2 total complaints ↓ falling

Credit Bureau Services Association

D
2 total complaints → stable

Credit Bureau of Traverse City, Inc.(Closed)

B
2 total complaints ↓ falling

Credit Clearing House of America, Inc.

D
2 total complaints ↓ falling

Credit Service Company, INC

D
2 total complaints ↓ falling

Creditors' Service Bureau of Niles, Inc

B
2 total complaints ↓ falling

CrossCountry Mortgage LLC

C
2 total complaints ↑ rising

Crown Holdings, LLC

C
2 total complaints ↓ falling

Denefits LLC

F
2 total complaints ↑ rising

Diversified Acceptance Corporation

F
2 total complaints ↓ falling

Empire Mediation Services LLC

F
2 total complaints ↓ falling

Enramex Inc

F
2 total complaints ↑ rising

Eagle Collection Corp.

D
2 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.