State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

Eastern Asset Services LLC

D
2 total complaints ↓ falling

Echelon Financial, Inc.

B
2 total complaints ↓ falling

Elevate Recoveries, LLC

F
2 total complaints ↓ falling

Emerald Canyon Capital, LLC

C
2 total complaints ↓ falling

Enterprise Acquisitions

D
2 total complaints ↓ falling

Equitable Acceptance Corp

B
2 total complaints ↓ falling

Escrow and Title Services, Inc.

F
2 total complaints → stable

F&M Capital LLC

D
2 total complaints ↓ falling

FCC Finance, LLC

D
2 total complaints ↑ rising

FCI Lender Services Inc.

F
2 total complaints ↓ falling

Feldman & Stern, LLC

B
2 total complaints ↓ falling

Fig Tech Inc.

D
2 total complaints ↑ rising

Financial Assistance Inc

C
2 total complaints → stable

FirstCredit, Inc.

D
2 total complaints ↑ rising

FlexShopper, Inc

D
2 total complaints → stable

Flexible Finance, Inc.

D
2 total complaints ↑ rising

Fulton Friedman & Gullace LLP

C
2 total complaints ↓ falling

Future Judgement Solutions

F
2 total complaints ↑ rising

GLA Collection Company, Inc.

D
2 total complaints ↓ falling

Giggle Finance Inc.

F
2 total complaints ↑ rising

Glassen Rhead Mclean Campbell & Schumaker P.L.C.

A
2 total complaints ↓ falling

Global Asset Management Group, Inc.

F
2 total complaints ↓ falling

Guidiville Indian Rancheria

C
2 total complaints ↓ falling

Head Mercantile Co., Inc.

D
2 total complaints ↓ falling

Huntington National Bank, the - Firstmerit Bank, N.a. Branch

B
2 total complaints ↓ falling

Healthcare Collections-I, LLC

F
2 total complaints ↓ falling

Huntington Debt Holding LLC

D
2 total complaints → stable

Immediate Recovery Group, Inc

F
2 total complaints ↓ falling

Integra Servicing, LLC

C
2 total complaints ↑ rising

Internal Credit Systems, Inc

D
2 total complaints ↑ rising

Innovis

B
2 total complaints ↓ falling

Insight Capital LLC (NV)

F
2 total complaints ↓ falling

Insight Management Partners, LLC

D
2 total complaints ↓ falling

Integrity Solution Services, Inc.

C
2 total complaints ↓ falling

Jon Barry and Associates, Inc.

C
2 total complaints ↓ falling

KP Asset Consulting LLC

F
2 total complaints ↓ falling

L.B.Gray LLC A Debt Collection Agency

B
2 total complaints ↑ rising

Larry H. Miller Group of Companies

B
2 total complaints ↑ rising

Law Firm of Katz and Associates, PLLC

B
2 total complaints ↓ falling

Law Offices of Robert J. Colclough, III

F
2 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
2 total complaints ↑ rising

LendingUSA

B
2 total complaints → stable

Livingston Financial, LLC

C
2 total complaints ↓ falling

M&S Recovery Solutions

B
2 total complaints ↓ falling

M&T Bank Corporation

C
2 total complaints → stable

MNS & Associates LLC

D
2 total complaints ↓ falling

Mortgage Center, LC

A
2 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
2 total complaints → stable

Medical-Commercial Audit Inc

C
2 total complaints ↑ rising

Merchants Credit Corporation

D
2 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.