What is the most common complaint against Auto Buyers Credit LLC?

The most common issue consumers report about Auto Buyers Credit LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 6 complaints filed with the CFPB.

Are complaints against Auto Buyers Credit LLC increasing or decreasing?

Complaints against Auto Buyers Credit LLC are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Auto Buyers Credit LLC's reputation grade?

Auto Buyers Credit LLC has a reputation grade of F (score: 30.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Auto Buyers Credit LLC respond to consumer complaints?

Auto Buyers Credit LLC has a 0% timely response rate to CFPB complaints.

In how many states does Auto Buyers Credit LLC operate?

Auto Buyers Credit LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Auto Buyers Credit LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record auto-buyers-credit-llc Auto Buyers Credit LLC

Grade F · 6 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #2917 · compose #5207

VOL 6
GRADE F
12MO 2
STATES 4
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #2,917
COMPOSE #5,207

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Auto Buyers Credit LLC's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Auto Buyers Credit LLC's CFPB filings land in Florida

High volume does not equal a clean composite: Auto Buyers Credit LLC is volume #2,917 but composite #5,207, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 33.3%; 2 of 6 filings · 4 states touched
Seasonal peak: 2017-03 12.1%; 8–15% band · 4 filings
Divergent corpus ranks: #2,917 volume; #5,207 composite; Cleanest-composite ladder is 2,290 places worse than volume

How does Auto Buyers Credit LLC compare to its peers?

How does Auto Buyers Credit LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Auto Buyers Credit LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2025-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Took or threatened to take negative or legal action	1

Where do complaints against Auto Buyers Credit LLC come from?

Auto Buyers Credit LLC's own per-state count, not a national baseline.

Florida

2
Michigan

2
Pennsylvania

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Auto Buyers Credit LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Auto Buyers Credit LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.