What is the most common complaint against Credit Bureau of Traverse City, Inc.(Closed)?

The most common issue consumers report about Credit Bureau of Traverse City, Inc.(Closed) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 3 complaints filed with the CFPB.

Are complaints against Credit Bureau of Traverse City, Inc.(Closed) increasing or decreasing?

Complaints against Credit Bureau of Traverse City, Inc.(Closed) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Bureau of Traverse City, Inc.(Closed)'s reputation grade?

Credit Bureau of Traverse City, Inc.(Closed) has a reputation grade of B (score: 63.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Bureau of Traverse City, Inc.(Closed) respond to consumer complaints?

Credit Bureau of Traverse City, Inc.(Closed) has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Credit Bureau of Traverse City, Inc.(Closed) operate?

Credit Bureau of Traverse City, Inc.(Closed) has received CFPB complaints from consumers in 2 states, with the most complaints from Michigan (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Bureau of Traverse City, Inc.(Closed) - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-bureau-of-traverse-city-inc-closed Credit Bureau of Traverse City, Inc.(Closed)

Grade B · 3 CFPB filings · 67% timely · lead issue: Cont'd attempts collect debt not owed · vol #3630 · compose #1975

VOL 3
GRADE B
12MO 0
STATES 2
TIMELY 67%
DISPUTE 33%
ISSUE Cont'd attempts collect de…
RANK #3,630
COMPOSE #1,975

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau of Traverse City, Inc.(Closed)'s 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Credit Bureau of Traverse City, Inc.(Closed)'s CFPB filings land in Michigan

High volume does not equal a clean composite: Credit Bureau of Traverse City, Inc.(Closed) is volume #3,630 but composite #1,975, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2013-11 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,630 volume; #1,975 composite; Cleanest-composite ladder is 1,655 places better than volume

How does Credit Bureau of Traverse City, Inc.(Closed) compare to its peers?

How does Credit Bureau of Traverse City, Inc.(Closed) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Bureau of Trave… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-11 2013-11

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	2
Communication tactics	1

Where do complaints against Credit Bureau of Traverse City, Inc.(Closed) come from?

Credit Bureau of Traverse City, Inc.(Closed)'s own per-state count, not a national baseline.

Michigan

2
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Bureau of Traverse City, Inc.(Closed): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Credit Bureau of Traverse City, Inc.(Closed): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.