State complaint profile

Debt collection complaints in Kentucky

7,180 CFPB complaints filed against 861 debt collectors active in Kentucky.

Complaints
7,180
Collectors
861
Top collector
GLA Collection Company, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kentucky at a glance

Kentucky consumers have filed 7,180 CFPB debt-collection complaints against 861 collectors.

7,180
CFPB complaints filed
861
collectors active here
#1
most-complained: GLA Collection Company, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kentucky

Kentucky filings are dispersed: the top three collectors hold only 0.3% of 7,180 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kentucky residents in this extract is GLA Collection Company, Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Coast Professional, Inc.

D
8 total complaints ↓ falling

Central Kentucky Management Services, Inc

A
8 total complaints ↓ falling

Coast to Coast Financial Solutions, Inc.

F
8 total complaints ↓ falling

Deatrick & Spies PSC

B
8 total complaints ↓ falling

Exeter Finance, LLC.

D
8 total complaints ↑ rising

First National Collection Bureau, Inc.

D
8 total complaints ↓ falling

Goldman Sachs Bank USA

F
8 total complaints ↑ rising

JH Portfolio Debt Equities, LLC

D
8 total complaints ↓ falling

LJ Ross Associates

D
8 total complaints ↑ rising

Millco Management

C
8 total complaints ↓ falling

Monterey Financial Services LLC

D
8 total complaints ↑ rising

Onemain Financial Holdings, LLC.

D
8 total complaints ↓ falling

Reliant Capital Solutions, LLC

D
8 total complaints ↑ rising

Santander Holdings USA, Inc.

F
8 total complaints ↑ rising

Sterling Jewelers, Inc.

C
8 total complaints ↓ falling

Stellar Recovery, Inc.

D
8 total complaints ↓ falling

Weber & Olcese, PLC

D
8 total complaints ↓ falling

Zions Debt Holdings

F
8 total complaints ↑ rising

Aldous & Associates, PLLC

D
7 total complaints ↑ rising

Cash Express, LLC

C
7 total complaints ↓ falling

Collection Management Holdings, LLC

F
7 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
7 total complaints ↓ falling

Frost-Arnett Company

D
7 total complaints ↓ falling

General Motors Financial Company, Inc.

D
7 total complaints ↑ rising

Hyundai Capital America

C
7 total complaints ↑ rising

Mariner Finance, LLC

D
7 total complaints ↑ rising

Nationwide Capital Services, LLC

F
7 total complaints ↑ rising

Senex Services Corp.

F
7 total complaints ↓ falling

Toyota Motor Credit Corporation

D
7 total complaints ↑ rising

Trident Asset Management, L.L.C.

F
7 total complaints ↓ falling

Williams, Rush & Associates, LLC

F
7 total complaints ↑ rising

Zwicker & Associates

D
7 total complaints → stable

Alliance One, Inc.

D
6 total complaints ↓ falling

Americas Car-Mart, Inc.

B
6 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
6 total complaints ↑ rising

Carter-Young, Inc.

F
6 total complaints → stable

Collection Bureau of America Ltd.

F
6 total complaints ↓ falling

Ecmc Group, Inc.

D
6 total complaints ↓ falling

Fiserv Finxact Core

F
6 total complaints → stable

Financial Business and Consumer Solutions.

D
6 total complaints ↓ falling

Financial Credit Service, Inc.

D
6 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
6 total complaints ↑ rising

Levy & Associates, LLC

C
6 total complaints → stable

National Collection Systems, Inc.

D
6 total complaints → stable

Nelson Cruz & Associates LLC

F
6 total complaints ↑ rising

Northstar Location Services, LLC

D
6 total complaints ↓ falling

Opportunity Financial, LLC

C
6 total complaints ↑ rising

Viking Client Services

C
6 total complaints → stable

Apelles, LLC

C
5 total complaints → stable

Atlanticus Services Corporation

D
5 total complaints ↑ rising

If a collector is contacting you in Kentucky

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kentucky resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kentucky

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kentucky Resident

Three parallel channels apply in Kentucky: the CFPB complaint form (powers this dataset), the Kentucky attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.