State complaint profile

Debt collection complaints in Kentucky

7,180 CFPB complaints filed against 861 debt collectors active in Kentucky.

Complaints
7,180
Collectors
861
Top collector
GLA Collection Company, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kentucky at a glance

Kentucky consumers have filed 7,180 CFPB debt-collection complaints against 861 collectors.

7,180
CFPB complaints filed
861
collectors active here
#1
most-complained: GLA Collection Company, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kentucky

Kentucky filings are dispersed: the top three collectors hold only 0% of 7,180 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kentucky residents in this extract is GLA Collection Company, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 17

Sorted by most complaints

Sentry Recovery and Collections, Inc.

D
1 total complaints ↑ rising

Servatus Corporation

D
1 total complaints ↓ falling

Siggi LLC

D
1 total complaints ↓ falling

Simon's Agency, Inc.

F
1 total complaints ↓ falling

Sonnek & Goldblatt, Ltd.

B
1 total complaints ↓ falling

Specialized Collection Systems, Inc.

F
1 total complaints ↑ rising

Specialized Loan Servicing Holdings LLC

D
1 total complaints ↓ falling

Stallings Financial Group, Inc.

D
1 total complaints ↓ falling

Statebridge Company

C
1 total complaints ↓ falling

Statewide Mortgage, LLC

A
1 total complaints ↓ falling

Steel River Systems, LLC

D
1 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
1 total complaints ↑ rising

Sterling Credit Corp.

F
1 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
1 total complaints → stable

Student Loan Financial Assistance

F
1 total complaints ↓ falling

Student Loan Solutions, LLC

C
1 total complaints ↓ falling

Sunbit, Inc.

F
1 total complaints ↑ rising

Synovus Bank

C
1 total complaints ↓ falling

Tidewater Finance Company, Inc.

C
1 total complaints ↓ falling

Trustmark Corporation

B
1 total complaints ↑ rising

The CFM Group

F
1 total complaints ↓ falling

The Gentry Law Office LLC

A
1 total complaints ↓ falling

The Law Offices of Bradley Kim Thomas ii, LLC

B
1 total complaints ↓ falling

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

The Phoenix Recovery Group

F
1 total complaints → stable

Thomas, King & Associates

C
1 total complaints ↓ falling

Thunderbird Collection Specialists, Inc.

F
1 total complaints ↓ falling

Top Line Collectors LLC

D
1 total complaints ↑ rising

Total Card, Inc.

D
1 total complaints ↓ falling

Tri-State Adjustments, Inc.

C
1 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
1 total complaints ↓ falling

Troy Capital, LLC

C
1 total complaints → stable

U.S. Auto Credit Corporation

D
1 total complaints ↑ rising

USA Discounters Ltd

C
1 total complaints ↓ falling

USCB, Inc.

D
1 total complaints ↓ falling

Unified Retrieval Solutions llc

C
1 total complaints ↓ falling

Unique Management Services, Inc

C
1 total complaints ↓ falling

United Credit and Collections Inc.

C
1 total complaints → stable

United Debt Holdings, LLC

D
1 total complaints ↓ falling

United Portfolio Corp.

A
1 total complaints ↓ falling

United Recovery Group, LLC (Closed)

C
1 total complaints ↓ falling

United Resource Systems, Inc

F
1 total complaints ↓ falling

Universal Recovery Corporation

F
1 total complaints ↓ falling

Uplift, Inc

D
1 total complaints ↓ falling

Upstart Holdings, Inc.

F
1 total complaints ↑ rising

Vanguard Funding LLC

F
1 total complaints ↓ falling

Velo LAW Office

B
1 total complaints ↑ rising

Valentine and Kebartas, Inc.

C
1 total complaints ↓ falling

Vantage Sourcing, LLC

C
1 total complaints ↓ falling

Vericheck

F
1 total complaints ↑ rising

If a collector is contacting you in Kentucky

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kentucky resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kentucky

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kentucky Resident

Three parallel channels apply in Kentucky: the CFPB complaint form (powers this dataset), the Kentucky attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.