What is the most common complaint against Top Line Collectors LLC?

The most common issue consumers report about Top Line Collectors LLC is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 44 complaints filed with the CFPB.

Are complaints against Top Line Collectors LLC increasing or decreasing?

Complaints against Top Line Collectors LLC are rising. The company received 42 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Top Line Collectors LLC's reputation grade?

Top Line Collectors LLC has a reputation grade of D (score: 54.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Top Line Collectors LLC respond to consumer complaints?

Top Line Collectors LLC has a 100% timely response rate to CFPB complaints.

In how many states does Top Line Collectors LLC operate?

Top Line Collectors LLC has received CFPB complaints from consumers in 18 states, with the most complaints from New York (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Top Line Collectors LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Written notification about debt

8
Communication tactics

7
Electronic communications

7
False statements or representation

6
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record top-line-collectors-llc Top Line Collectors LLC

Grade D · 44 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1291 · compose #3533

VOL 44
GRADE D
12MO 42
STATES 18
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,291
COMPOSE #3,533

Volume peers

Nearest volume peer: ADP Inc. (44 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Top Line Collectors LLC's 44 CFPB complaints sit next to ADP Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

New York is the plurality state for Top Line Collectors LLC (18.2%)

Volume rank #1,291 and composite rank #3,533 diverge by 2,242 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New York 18.2%; Mid-band (15–30%) · 18 states with ≥1 filing
Seasonal peak: 2025-07 12.9%; 8–15% band · 8 filings
Divergent corpus ranks: #1,291 volume; #3,533 composite; Cleanest-composite ladder is 2,242 places worse than volume

How does Top Line Collectors LLC compare to its peers?

How does Top Line Collectors LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Top Line Collectors LL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Written notification about debt	8
Communication tactics	7
Electronic communications	7
False statements or representation	6
Took or threatened to take negative or legal action	2
Threatened to contact someone or share information improperly	1

Where do complaints against Top Line Collectors LLC come from?

Top Line Collectors LLC's own per-state count, not a national baseline.

New York

8
Georgia

6
Illinois

5
Florida

4
Texas

4
North Carolina

3
Maryland

2
Tennessee

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Top Line Collectors LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 44.

4 peers

Know your rights before responding to Top Line Collectors LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.