What is the most common complaint against USA Discounters Ltd?

The most common issue consumers report about USA Discounters Ltd is "Taking/threatening an illegal action", specifically "Not given enough info to verify debt". This is based on 24 complaints filed with the CFPB.

Are complaints against USA Discounters Ltd increasing or decreasing?

Complaints against USA Discounters Ltd are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is USA Discounters Ltd's reputation grade?

USA Discounters Ltd has a reputation grade of C (score: 56.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does USA Discounters Ltd respond to consumer complaints?

USA Discounters Ltd has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 43% of cases.

In how many states does USA Discounters Ltd operate?

USA Discounters Ltd has received CFPB complaints from consumers in 12 states, with the most complaints from California (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

USA Discounters Ltd - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

Taking/threatening an illegal action

8
Communication tactics

5
Disclosure verification of debt

5
Cont'd attempts collect debt not owed

4
Took or threatened to take negative or legal action

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record usa-discounters-ltd USA Discounters Ltd

Grade C · 24 CFPB filings · 96% timely · lead issue: Taking/threatening an illegal action · vol #1756 · compose #3079

VOL 24
GRADE C
12MO 0
STATES 12
TIMELY 96%
DISPUTE 43%
ISSUE Taking/threatening an ille…
RANK #1,756
COMPOSE #3,079

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

USA Discounters Ltd's 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

USA Discounters Ltd spreads filings across 12 states - California leads at only 12.5%

Despite a broad state map, USA Discounters Ltd still sits volume #1,756 against composite #3,079 - the two RankMaps diverge by 1,323 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 12.5% across 12 states
Seasonal peak: 2020-07 8.8%; 8–15% band · 3 filings
Divergent corpus ranks: #1,756 volume; #3,079 composite; Cleanest-composite ladder is 1,323 places worse than volume

How does USA Discounters Ltd compare to its peers?

How does USA DISCOUNTERS LTD compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

USA DISCOUNTERS LTD National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

92%

91%

Consumer-dispute ratelower is better

43%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2025-07

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	8
Communication tactics	5
Disclosure verification of debt	5
Cont'd attempts collect debt not owed	4
Took or threatened to take negative or legal action	1
False statements or representation	1

Where do complaints against USA Discounters Ltd come from?

USA Discounters Ltd's own per-state count, not a national baseline.

California

3
Maryland

3
Georgia

2
North Carolina

2
South Carolina

2
Texas

2
Virginia

2
Delaware

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for USA Discounters Ltd: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to USA Discounters Ltd: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.