State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Dunn Law, P.A.

F
4 total complaints → stable

Escallate, LLC

D
4 total complaints ↓ falling

Earm LLC

F
4 total complaints ↓ falling

Equity Auto Finance, Inc.

C
4 total complaints ↑ rising

Erin Capital Management, LLC

D
4 total complaints ↓ falling

Essential Retrieval Group

F
4 total complaints ↓ falling

Esser, James & Associates

C
4 total complaints ↓ falling

FDR Asset USA LTD

D
4 total complaints ↑ rising

Feldman & Stern, LLC

B
4 total complaints ↓ falling

Fidelity Properties Inc.

D
4 total complaints → stable

Flandreau Santee Sioux Tribe

D
4 total complaints ↓ falling

Genuine Debt Solutions, LLC.

D
4 total complaints ↓ falling

Hatfield Portfolio Group LLC.

D
4 total complaints ↓ falling

Heartland Resolution Group, LLC

D
4 total complaints ↓ falling

Home Loan Center, Inc.

B
4 total complaints ↓ falling

Home Point Financial Corporation

C
4 total complaints ↓ falling

Independent Recovery Resources, Inc.

D
4 total complaints ↓ falling

Innovis

B
4 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
4 total complaints ↓ falling

Kings Credit Services

C
4 total complaints ↓ falling

KeyBridge Medical Revenue Management

D
4 total complaints ↓ falling

Kornerstone Credit, LLC.

D
4 total complaints ↑ rising

Kubota North America Corporation

C
4 total complaints ↑ rising

LCS Financial Services Corporation

C
4 total complaints → stable

Lakeside Recovery Solutions

F
4 total complaints ↓ falling

Larry H. Miller Group of Companies

B
4 total complaints ↑ rising

Law Office of Linda Strumpf

B
4 total complaints ↓ falling

Louisiana Recovery Services Inc.

C
4 total complaints ↓ falling

M.A.R.S., Inc.

D
4 total complaints → stable

Midcountry Financial Corp

C
4 total complaints ↓ falling

MNS & Associates LLC

D
4 total complaints ↓ falling

MSW Capital, LLC

C
4 total complaints ↓ falling

McKenzie Management LLC

F
4 total complaints ↑ rising

Mel S. Harris and Associates, LLC

C
4 total complaints ↓ falling

Merchants and Professional Bureau, Inc.

D
4 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
4 total complaints ↓ falling

Midwest Service Bureau, Inc.

C
4 total complaints ↓ falling

Miller Davis & Peoples

C
4 total complaints ↓ falling

NCP Holdings, L.P.

D
4 total complaints → stable

NEW York Community Bancorp Inc

D
4 total complaints ↑ rising

National Debt Holdings, LLC

D
4 total complaints ↑ rising

National Payment Solutions of New York LLC

B
4 total complaints ↓ falling

North American Asset Services, LLC

D
4 total complaints ↓ falling

P.S.C., Inc

D
4 total complaints ↓ falling

PCR Group

F
4 total complaints → stable

PHH Mortgage Services Corporation

C
4 total complaints ↓ falling

Planet Home Lending, LLC

C
4 total complaints ↑ rising

Pan Am Collections, Inc.

C
4 total complaints ↓ falling

Paramount Capital Group, Inc.

F
4 total complaints ↓ falling

Porsche Financial Services, Inc.

B
4 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.