State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

SF Vago, LLC

C
5 total complaints ↑ rising

Scott Fetzer Financial Group Inc.

C
5 total complaints ↑ rising

Service Finance Holdings, LLC

B
5 total complaints ↓ falling

Servis One, Inc., Titusville, PA Branch

B
5 total complaints ↓ falling

Social Finance, Inc.

B
5 total complaints ↓ falling

Solomon and Solomon, P.C.

D
5 total complaints ↓ falling

SunTx Capital Partners

F
5 total complaints ↑ rising

Talbot, Adams, & Moore, Inc.

D
5 total complaints ↓ falling

Thaxton Investment Corporation

D
5 total complaints ↑ rising

The Aligned Company DBA Extra

C
5 total complaints ↑ rising

The Law Offices of Daniel C. Consuegra

F
5 total complaints ↓ falling

Troy Capital, LLC

C
5 total complaints → stable

U.S. Collections West, Inc.

D
5 total complaints → stable

Union Credit Corporation

C
5 total complaints ↓ falling

United Consumers Inc

C
5 total complaints ↓ falling

Unity Asset Management

F
5 total complaints ↑ rising

Universal Account Servicing, LLC

F
5 total complaints → stable

Uplift, Inc

D
5 total complaints ↓ falling

Wheel City Motors East, Inc.

C
5 total complaints ↑ rising

World Recovery Service, LLC

F
5 total complaints ↓ falling

Ygrene Energy Fund Inc.

B
5 total complaints ↓ falling

Zenith Financial Network Inc

F
5 total complaints ↓ falling

eCon Credit LP

F
5 total complaints ↑ rising

1st Franklin Financial Corporation

D
4 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
4 total complaints ↓ falling

Action Financial Services, LLC

C
4 total complaints ↓ falling

Alliance Group & Associates LLC

F
4 total complaints ↓ falling

Arcadia Holdings, LLC

F
4 total complaints ↓ falling

Ascension Recovery Management

B
4 total complaints ↓ falling

Ashwood Financial Inc

B
4 total complaints ↓ falling

Asset Management Professionals, LLC

C
4 total complaints ↓ falling

Association Financial Services, LLC

B
4 total complaints ↓ falling

Bank of the West

C
4 total complaints ↓ falling

Bankunited, National Association

B
4 total complaints ↓ falling

Collection Services of Athens, Inc.

F
4 total complaints ↓ falling

Camino Financial Inc.

F
4 total complaints ↑ rising

Cascade CISS Holdings, LLC

D
4 total complaints ↑ rising

Casesa Bowden Barlow, P.A.

D
4 total complaints ↓ falling

Castle Credit Co Holdings, LLC, Chicago, IL Branch

C
4 total complaints ↓ falling

Chrebet Associates LLC

B
4 total complaints ↑ rising

Clarfield, Okon, Salomone and Pincus, P.L.

B
4 total complaints ↓ falling

Clearview Resolution Services

D
4 total complaints ↑ rising

Collection Professionals, Inc.

D
4 total complaints ↑ rising

Continental Central Credit, Inc.

C
4 total complaints ↓ falling

Cornerstone Holdings, Inc.

B
4 total complaints → stable

Credit Center, LLC

C
4 total complaints → stable

Creditor's Collection Service, Inc.

C
4 total complaints ↓ falling

Debt 0, Inc

B
4 total complaints → stable

DreamSpring

C
4 total complaints ↑ rising

Driveway Finance Corporation

D
4 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.