What is the most common complaint against Equity Auto Finance, Inc.?

The most common issue consumers report about Equity Auto Finance, Inc. is "Written notification about debt", specifically "Attempted to collect wrong amount". This is based on 5 complaints filed with the CFPB.

Are complaints against Equity Auto Finance, Inc. increasing or decreasing?

Complaints against Equity Auto Finance, Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Equity Auto Finance, Inc.'s reputation grade?

Equity Auto Finance, Inc. has a reputation grade of C (score: 60.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Equity Auto Finance, Inc. respond to consumer complaints?

Equity Auto Finance, Inc. has a 80% timely response rate to CFPB complaints.

In how many states does Equity Auto Finance, Inc. operate?

Equity Auto Finance, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Florida (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Equity Auto Finance, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Written notification about debt

2
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record equity-auto-finance-inc Equity Auto Finance, Inc.

Grade C · 5 CFPB filings · 80% timely · lead issue: Written notification about debt · vol #3128 · compose #2286

VOL 5
GRADE C
12MO 2
STATES 1
TIMELY 80%
ISSUE Written notification about…
RANK #3,128
COMPOSE #2,286

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Equity Auto Finance, Inc.'s 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Equity Auto Finance, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Equity Auto Finance, Inc. is volume #3,128 but composite #2,286, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 80.0%; 4 of 5 filings · 1 states touched
Seasonal peak: 2013-08 13.3%; 8–15% band · 2 filings
Divergent corpus ranks: #3,128 volume; #2,286 composite; Cleanest-composite ladder is 842 places better than volume

How does Equity Auto Finance, Inc. compare to its peers?

How does Equity Auto Finance, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Equity Auto Finance, I… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2021-08

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1
False statements or representation	1

Where do complaints against Equity Auto Finance, Inc. come from?

Equity Auto Finance, Inc.'s own per-state count, not a national baseline.

Florida

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Equity Auto Finance, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Equity Auto Finance, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.