What is the most common complaint against Home Loan Center, Inc.?

The most common issue consumers report about Home Loan Center, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 27 complaints filed with the CFPB.

Are complaints against Home Loan Center, Inc. increasing or decreasing?

Complaints against Home Loan Center, Inc. are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is Home Loan Center, Inc.'s reputation grade?

Home Loan Center, Inc. has a reputation grade of B (score: 64.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Home Loan Center, Inc. respond to consumer complaints?

Home Loan Center, Inc. has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Home Loan Center, Inc. operate?

Home Loan Center, Inc. has received CFPB complaints from consumers in 17 states, with the most complaints from Florida (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Home Loan Center, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

12
False statements or representation

5
Communication tactics

4
Written notification about debt

2
Disclosure verification of debt

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record home-loan-center-inc Home Loan Center, Inc.

Grade B · 27 CFPB filings · 89% timely · lead issue: Attempts to collect debt not owed · vol #1624 · compose #1838

VOL 27
GRADE B
12MO 4
STATES 17
TIMELY 89%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,624
COMPOSE #1,838

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Home Loan Center, Inc.'s 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Home Loan Center, Inc. spreads filings across 17 states - Florida leads at only 14.8%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 14.8% across 17 states
Spike month: 2025-12 16.2%; 16 filings that month · spiky (≥15% of series)
Corpus ranks: #1,624 volume; #1,838 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Home Loan Center, Inc. compare to its peers?

How does Home Loan Center, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Home Loan Center, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	12
False statements or representation	5
Communication tactics	4
Written notification about debt	2
Disclosure verification of debt	2
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1

Where do complaints against Home Loan Center, Inc. come from?

Home Loan Center, Inc.'s own per-state count, not a national baseline.

Florida

4
Arizona

3
California

2
Georgia

2
North Carolina

2
Connecticut

1
Illinois

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Home Loan Center, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Home Loan Center, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.