What is the most common complaint against Genuine Debt Solutions, LLC.?

The most common issue consumers report about Genuine Debt Solutions, LLC. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 17 complaints filed with the CFPB.

Are complaints against Genuine Debt Solutions, LLC. increasing or decreasing?

Complaints against Genuine Debt Solutions, LLC. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Genuine Debt Solutions, LLC.'s reputation grade?

Genuine Debt Solutions, LLC. has a reputation grade of D (score: 49.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Genuine Debt Solutions, LLC. respond to consumer complaints?

Genuine Debt Solutions, LLC. has a 56% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Genuine Debt Solutions, LLC. operate?

Genuine Debt Solutions, LLC. has received CFPB complaints from consumers in 10 states, with the most complaints from Florida (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Genuine Debt Solutions, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

7
Communication tactics

5
Taking/threatening an illegal action

3
Disclosure verification of debt

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record genuine-debt-solutions-llc Genuine Debt Solutions, LLC.

Grade D · 17 CFPB filings · 56% timely · lead issue: Cont'd attempts collect debt not owed · vol #2032 · compose #4176

VOL 17
GRADE D
12MO 0
STATES 10
TIMELY 56%
DISPUTE 22%
ISSUE Cont'd attempts collect de…
RANK #2,032
COMPOSE #4,176

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Genuine Debt Solutions, LLC.'s 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Genuine Debt Solutions, LLC. (23.5%)

The 2025-12 spike coincides with a 2,144-place gap between volume rank #2,032 and composite #4,176. Corpus placement method.

Plurality state: Florida 23.5%; Mid-band (15–30%) · 10 states with ≥1 filing
Spike month: 2025-12 27.3%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,032 volume; #4,176 composite; Cleanest-composite ladder is 2,144 places worse than volume

How does Genuine Debt Solutions, LLC. compare to its peers?

How does Genuine Debt Solutions, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Genuine Debt Solutions… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

56%

100%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	7
Communication tactics	5
Taking/threatening an illegal action	3
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against Genuine Debt Solutions, LLC. come from?

Genuine Debt Solutions, LLC.'s own per-state count, not a national baseline.

Florida

4
Delaware

3
California

2
Pennsylvania

2
Massachusetts

1
Missouri

1
Nebraska

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Genuine Debt Solutions, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Genuine Debt Solutions, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.