What is the most common complaint against Kornerstone Credit, LLC.?

The most common issue consumers report about Kornerstone Credit, LLC. is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 44 complaints filed with the CFPB.

Are complaints against Kornerstone Credit, LLC. increasing or decreasing?

Complaints against Kornerstone Credit, LLC. are rising. The company received 17 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Kornerstone Credit, LLC.'s reputation grade?

Kornerstone Credit, LLC. has a reputation grade of D (score: 54.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kornerstone Credit, LLC. respond to consumer complaints?

Kornerstone Credit, LLC. has a 100% timely response rate to CFPB complaints.

In how many states does Kornerstone Credit, LLC. operate?

Kornerstone Credit, LLC. has received CFPB complaints from consumers in 16 states, with the most complaints from Georgia (10 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kornerstone Credit, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 16 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

24
Took or threatened to take negative or legal action

6
False statements or representation

6
Communication tactics

4
Written notification about debt

2
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record kornerstone-credit-llc Kornerstone Credit, LLC.

Grade D · 44 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1287 · compose #3528

VOL 44
GRADE D
12MO 17
STATES 16
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,287
COMPOSE #3,528

Volume peers

Nearest volume peer: ADP Inc. (44 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kornerstone Credit, LLC.'s 44 CFPB complaints sit next to ADP Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Georgia is the plurality state for Kornerstone Credit, LLC. (22.7%)

The 2026-01 spike coincides with a 2,241-place gap between volume rank #1,287 and composite #3,528. Corpus placement method.

Plurality state: Georgia 22.7%; Mid-band (15–30%) · 16 states with ≥1 filing
Spike month: 2026-01 15.0%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,287 volume; #3,528 composite; Cleanest-composite ladder is 2,241 places worse than volume

How does Kornerstone Credit, LLC. compare to its peers?

How does Kornerstone Credit, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Kornerstone Credit, L… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	24
Took or threatened to take negative or legal action	6
False statements or representation	6
Communication tactics	4
Written notification about debt	2
Threatened to contact someone or share information improperly	2

Where do complaints against Kornerstone Credit, LLC. come from?

Kornerstone Credit, LLC.'s own per-state count, not a national baseline.

Georgia

10
California

5
Texas

5
Florida

4
New York

4
Louisiana

3
Illinois

2
North Carolina

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kornerstone Credit, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 44.

4 peers

Know your rights before responding to Kornerstone Credit, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.