What is the most common complaint against Erin Capital Management, LLC?

The most common issue consumers report about Erin Capital Management, LLC is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 16 complaints filed with the CFPB.

Are complaints against Erin Capital Management, LLC increasing or decreasing?

Complaints against Erin Capital Management, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Erin Capital Management, LLC's reputation grade?

Erin Capital Management, LLC has a reputation grade of D (score: 49.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Erin Capital Management, LLC respond to consumer complaints?

Erin Capital Management, LLC has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Erin Capital Management, LLC operate?

Erin Capital Management, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from New York (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Erin Capital Management, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

6
Disclosure verification of debt

3
Attempts to collect debt not owed

2
Written notification about debt

1
False statements or representation

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record erin-capital-management-llc Erin Capital Management, LLC

Grade D · 16 CFPB filings · 50% timely · lead issue: Took or threatened to take negative or legal action · vol #2076 · compose #4190

VOL 16
GRADE D
12MO 0
STATES 9
TIMELY 50%
DISPUTE 17%
ISSUE Took or threatened to take…
RANK #2,076
COMPOSE #4,190

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Erin Capital Management, LLC's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

31.3% of Erin Capital Management, LLC's CFPB filings land in New York

High volume does not equal a clean composite: Erin Capital Management, LLC is volume #2,076 but composite #4,190, while New York dominates the geography. Corpus placement method.

Dominant state: New York 31.3%; 5 of 16 filings · 9 states touched
Seasonal peak: 2024-02 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,076 volume; #4,190 composite; Cleanest-composite ladder is 2,114 places worse than volume

How does Erin Capital Management, LLC compare to its peers?

How does Erin Capital Management, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Erin Capital Managemen… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

17%

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-01 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	6
Disclosure verification of debt	3
Attempts to collect debt not owed	2
Written notification about debt	1
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Taking/threatening an illegal action	1

Where do complaints against Erin Capital Management, LLC come from?

Erin Capital Management, LLC's own per-state count, not a national baseline.

New York

5
Florida

4
California

1
Georgia

1
Massachusetts

1
New Jersey

1
Oklahoma

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Erin Capital Management, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Erin Capital Management, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.