State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Grow Credit Inc

D
6 total complaints ↑ rising

Huntington National Bank, the

C
6 total complaints → stable

Hatfield, Inc.

C
6 total complaints ↑ rising

Independent Savings Plan Co.

C
6 total complaints ↑ rising

Innovate Managed Holdings, LLC

D
6 total complaints ↓ falling

J J Marshall & Associates, Inc

D
6 total complaints → stable

Kehoe Financial Group, LLC

B
6 total complaints ↓ falling

Kirkland Asset Management LLC

D
6 total complaints ↓ falling

Mountain America Federal Credit Union

D
6 total complaints ↑ rising

Miller, Stark, Klein and Associates

C
6 total complaints ↓ falling

National Healthcare Collections, LLC

D
6 total complaints ↑ rising

Nations Recovery Center

D
6 total complaints ↓ falling

Partners Financial Services Inc

B
6 total complaints ↓ falling

Patenaude & Felix A Professional Corporation

D
6 total complaints ↓ falling

Patient Account Services, LLC

D
6 total complaints ↓ falling

PatientFi, Inc.

D
6 total complaints ↑ rising

Prime Recovery LLC

D
6 total complaints ↑ rising

Professional Medical Management, Inc.

F
6 total complaints ↓ falling

Quality Recovery Services, Inc.

D
6 total complaints ↓ falling

Receivables Management Corporation

D
6 total complaints ↓ falling

Red Target LLC

D
6 total complaints → stable

Regional Management Corporation

D
6 total complaints ↑ rising

Sa-Vit Enterprises, Inc.

D
6 total complaints ↓ falling

Sarma

D
6 total complaints ↓ falling

Siggi LLC

D
6 total complaints ↓ falling

TCF National Bank

D
6 total complaints ↓ falling

TMX Finance LLC

D
6 total complaints ↓ falling

Transform Credit Inc.

D
6 total complaints ↑ rising

USI Solutions Inc.

C
6 total complaints ↓ falling

Universal Fidelity LP

D
6 total complaints ↓ falling

Vericred Solutions LLC

F
6 total complaints ↓ falling

Wheels Financial Group, LLC.

C
6 total complaints → stable

WSFS Financial Corporation

D
6 total complaints → stable

ACI Worldwide, Corp.

B
5 total complaints ↓ falling

Accounts Receivables, Inc. (FL)

B
5 total complaints → stable

Adelante, Inc

D
5 total complaints → stable

Arias Bosinger

B
5 total complaints ↓ falling

BAM Financial, LLC

F
5 total complaints ↓ falling

Bank of NEW York Mellon Corporation, the

D
5 total complaints ↓ falling

Bankers Healthcare Group LLC

C
5 total complaints ↓ falling

BC Services, Inc.

F
5 total complaints ↓ falling

Becker and Poliakoff

F
5 total complaints ↑ rising

Benuck & Rainey, Inc.

F
5 total complaints ↓ falling

Brennan & Clark, Ltd., LLC

D
5 total complaints ↓ falling

Carmichael & Frost LLC

D
5 total complaints ↑ rising

Carvana Group, LLC

D
5 total complaints → stable

Certegy Holdings, LLC

D
5 total complaints ↓ falling

Coastal Credit, LLC

C
5 total complaints ↓ falling

Collection Attorneys USA LLC

D
5 total complaints ↑ rising

Commercial Industries Services Company, Inc.

D
5 total complaints → stable

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.