State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Convergys

C
5 total complaints ↓ falling

Cottonwood Financial Ltd.

C
5 total complaints ↓ falling

Credit Service Company, INC

D
5 total complaints ↓ falling

Debt Management Incorporated

F
5 total complaints ↑ rising

Delray Capital, LLC

D
5 total complaints ↓ falling

EMCC Holdings, LLC

C
5 total complaints ↓ falling

Firstbank Puerto Rico

C
5 total complaints ↓ falling

Fair Capital

D
5 total complaints ↑ rising

Fairway Capital Recovery, LLC

C
5 total complaints ↑ rising

Figure Technologies, Inc

C
5 total complaints ↑ rising

Financial Management Solutions, LLC

D
5 total complaints ↓ falling

First Associates Loan Servicing LLC

C
5 total complaints ↓ falling

First Step Group, LLC

C
5 total complaints ↓ falling

GB Collects, LLC

F
5 total complaints → stable

Global Asset Management Group, Inc.

F
5 total complaints ↓ falling

Global Recovery Group

F
5 total complaints ↓ falling

Go Capital Holdings, LLC

C
5 total complaints ↓ falling

Hancock Whitney Bank

B
5 total complaints → stable

Healthcare Collections-I, LLC

F
5 total complaints ↓ falling

Henschel & Beinhaker P.A.

B
5 total complaints ↑ rising

JP Recovery Services, Inc.

C
5 total complaints ↓ falling

Knight Adjustment Bureau

F
5 total complaints ↓ falling

Kora Financial

D
5 total complaints ↑ rising

L.B.Gray LLC A Debt Collection Agency

B
5 total complaints ↑ rising

LPI, Inc.

B
5 total complaints ↑ rising

Landmark Strategy Group, LLC

D
5 total complaints ↑ rising

Law Offices of Robert J. Colclough, III

F
5 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
5 total complaints ↑ rising

Love, Beal & Nixon, P.C.

D
5 total complaints ↓ falling

Merchants Credit Bureau, Inc.

D
5 total complaints → stable

Meridian ARG Inc.

F
5 total complaints ↓ falling

Momnt Technologies, Inc.

D
5 total complaints ↑ rising

New Century Financial Services, Inc.

C
5 total complaints ↓ falling

Niagara Portfolio Solutions LLC

C
5 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
5 total complaints ↓ falling

Northwood Asset Management Group

C
5 total complaints ↓ falling

Omnipoint Capital

F
5 total complaints ↑ rising

P&L Acquisitions LLC

D
5 total complaints ↓ falling

Pacific Capital Exchange

D
5 total complaints ↓ falling

PDQ Services, Inc.

F
5 total complaints ↓ falling

Pinnacle Asset Management, LLC

F
5 total complaints ↓ falling

Porania, LLC

F
5 total complaints → stable

Portfolio America Asset Management, LLC

F
5 total complaints ↓ falling

Professional Credit Management, Inc

D
5 total complaints ↓ falling

RAB, Inc.

D
5 total complaints ↓ falling

RCS Recovery Services, LLC

C
5 total complaints ↓ falling

Robinhood Markets Inc.

D
5 total complaints ↑ rising

Remex, Inc.

D
5 total complaints ↓ falling

Robinson, Reagan and Young PLLC

F
5 total complaints ↓ falling

Rubin & Yates, LLC

F
5 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.