State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Account Services Collections, Inc

C
1 total complaints ↓ falling

Accounts Management, Inc

C
1 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
1 total complaints ↓ falling

Accredited Collection Service, Inc.

C
1 total complaints → stable

Adelante, Inc

D
1 total complaints → stable

Adler Wallach & Associates, Inc.

D
1 total complaints ↓ falling

Advanced Collection Bureau, Inc.

D
1 total complaints ↓ falling

Advantage Credit, Inc.

B
1 total complaints ↑ rising

Advantage Recovery Group, Inc

A
1 total complaints ↓ falling

Aequitas Capital Opportunities Fund, LP

B
1 total complaints → stable

Affiliated Acceptance Corporation

C
1 total complaints ↓ falling

Allgate Financial, LLC

C
1 total complaints ↓ falling

Allied Financial Group & Associates (Closed)

B
1 total complaints ↓ falling

Alternative Collections LLC

B
1 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
1 total complaints ↓ falling

AmeriHome Mortgage Company, LLC

D
1 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
1 total complaints ↓ falling

American Collection Services, Inc. (OK, TX)

C
1 total complaints ↓ falling

American Collection Systems, Inc.

B
1 total complaints ↓ falling

American Credit Bureau, Inc.

C
1 total complaints ↓ falling

American Student Loan Advocates

A
1 total complaints ↓ falling

Amscot Corporation

B
1 total complaints ↓ falling

Anthony J. Musto

A
1 total complaints ↓ falling

Apelles, LLC

C
1 total complaints → stable

Apex Resolution Group LLC

F
1 total complaints ↓ falling

Applied Business Services, Inc.

D
1 total complaints ↓ falling

Arapahoe Motors

F
1 total complaints ↓ falling

Arbor Residential Mortgage LLC

C
1 total complaints ↓ falling

Armand Law Group, PLLC.

A
1 total complaints ↓ falling

Ashwood Financial Inc

B
1 total complaints ↓ falling

Asset Collections Inc

C
1 total complaints → stable

Asset Management Holdings, LLC

D
1 total complaints ↑ rising

Asset Management Outsourcing, Inc.

D
1 total complaints ↓ falling

Asset Recovery Group, Inc.

D
1 total complaints ↓ falling

Associated Credit Services, Inc.

D
1 total complaints → stable

Assured Financial LLC

D
1 total complaints ↓ falling

Astra Business Services

F
1 total complaints ↓ falling

Automatic Data Processing, Inc.

F
1 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
1 total complaints ↓ falling

B&B Funding, LLC

C
1 total complaints ↓ falling

BAM Financial, LLC

F
1 total complaints ↓ falling

Bank of Hawaii Corporation

B
1 total complaints → stable

BB&T Corporation

D
1 total complaints ↓ falling

BDF Partners, PC

C
1 total complaints ↑ rising

BHFC Financial Services INC

F
1 total complaints ↓ falling

BMO Bank National Association

1 total complaints ↑ rising

BMW Financial Services NA, LLC

D
1 total complaints ↑ rising

BSI Financial Holdings, Inc.

D
1 total complaints → stable

Bay Area Receivables, Inc

D
1 total complaints ↓ falling

Bayside Capital Services, LLC

F
1 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.