What is the most common complaint against Innovative Collections, LLC?

The most common issue consumers report about Innovative Collections, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 23 complaints filed with the CFPB.

Are complaints against Innovative Collections, LLC increasing or decreasing?

Complaints against Innovative Collections, LLC have been stable. The company received 5 complaints in the last 12 months.

What is Innovative Collections, LLC's reputation grade?

Innovative Collections, LLC has a reputation grade of F (score: 34.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Innovative Collections, LLC respond to consumer complaints?

Innovative Collections, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Innovative Collections, LLC operate?

Innovative Collections, LLC has received CFPB complaints from consumers in 7 states, with the most complaints from California (13 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Innovative Collections, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade F.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

11
Attempts to collect debt not owed

5
Written notification about debt

3
False statements or representation

2
Disclosure verification of debt

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record innovative-collections-llc Innovative Collections, LLC

Grade F · 23 CFPB filings · 0% timely · lead issue: Cont'd attempts collect debt not owed · vol #1775 · compose #5122

VOL 23
GRADE F
12MO 5
STATES 7
TIMELY 0%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #1,775
COMPOSE #5,122

Volume peers

Nearest volume peer: Acceptance Solutions Group, INC (23 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Innovative Collections, LLC's 23 CFPB complaints sit next to Acceptance Solutions Group, INC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

56.5% of Innovative Collections, LLC's CFPB filings land in California

High volume does not equal a clean composite: Innovative Collections, LLC is volume #1,775 but composite #5,122, while California dominates the geography. Corpus placement method.

Dominant state: California 56.5%; 13 of 23 filings · 7 states touched
Even monthly load: Peak under 8%; Highest month 2013-07 at 5.3% (1 filings)
Divergent corpus ranks: #1,775 volume; #5,122 composite; Cleanest-composite ladder is 3,347 places worse than volume

How does Innovative Collections, LLC compare to its peers?

How does Innovative Collections, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Innovative Collections… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-07 2025-04

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	11
Attempts to collect debt not owed	5
Written notification about debt	3
False statements or representation	2
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against Innovative Collections, LLC come from?

Innovative Collections, LLC's own per-state count, not a national baseline.

California

13
Texas

5
Florida

1
Georgia

1
Maryland

1
Mississippi

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Innovative Collections, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 23.

4 peers

Know your rights before responding to Innovative Collections, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.