What is the most common complaint against LendUp Loans LLC?

The most common issue consumers report about LendUp Loans LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 20 complaints filed with the CFPB.

Are complaints against LendUp Loans LLC increasing or decreasing?

Complaints against LendUp Loans LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is LendUp Loans LLC's reputation grade?

LendUp Loans LLC has a reputation grade of D (score: 53.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does LendUp Loans LLC respond to consumer complaints?

LendUp Loans LLC has a 90% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does LendUp Loans LLC operate?

LendUp Loans LLC has received CFPB complaints from consumers in 4 states, with the most complaints from California (13 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

LendUp Loans LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

14
Written notification about debt

4
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record lendup-loans-llc LendUp Loans LLC

Grade D · 20 CFPB filings · 90% timely · lead issue: Attempts to collect debt not owed · vol #1905 · compose #3591

VOL 20
GRADE D
12MO 0
STATES 4
TIMELY 90%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #1,905
COMPOSE #3,591

Volume peers

Nearest volume peer: Account Control Systems, Inc (20 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

LendUp Loans LLC's 20 CFPB complaints sit next to Account Control Systems, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

65.0% of LendUp Loans LLC's CFPB filings land in California

High volume does not equal a clean composite: LendUp Loans LLC is volume #1,905 but composite #3,591, while California dominates the geography. Corpus placement method.

Dominant state: California 65.0%; 13 of 20 filings · 4 states touched
Seasonal peak: 2019-08 12.1%; 8–15% band · 4 filings
Divergent corpus ranks: #1,905 volume; #3,591 composite; Cleanest-composite ladder is 1,686 places worse than volume

How does LendUp Loans LLC compare to its peers?

How does LendUp Loans LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

LendUp Loans LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

90%

91%

Consumer-dispute ratelower is better

50%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-02 2024-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	14
Written notification about debt	4
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against LendUp Loans LLC come from?

LendUp Loans LLC's own per-state count, not a national baseline.

California

13
Missouri

3
Texas

2
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for LendUp Loans LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 20.

4 peers

Know your rights before responding to LendUp Loans LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.