State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 17

Sorted by most complaints

LoanCare, LLC

C
2 total complaints ↑ rising

Louisiana Recovery Services Inc.

C
2 total complaints ↓ falling

M&S Recovery Solutions

B
2 total complaints ↓ falling

MIB Group, Inc.

B
2 total complaints ↓ falling

Millennium Financial Group, L.L.C.

D
2 total complaints → stable

MSW Capital, LLC

C
2 total complaints ↓ falling

Main Street Personal Finance

C
2 total complaints ↓ falling

Marauder Corporation

F
2 total complaints ↑ rising

Meade & Associates, Inc.

D
2 total complaints ↓ falling

Med-1 Solutions, LLC

F
2 total complaints ↓ falling

Mediation Recovery Center

C
2 total complaints ↑ rising

Merchants and Professional Bureau, Inc.

D
2 total complaints ↓ falling

Metacorp LLC

C
2 total complaints → stable

Metro Collection Service Inc.

C
2 total complaints → stable

Millco Management

C
2 total complaints ↓ falling

NAM National Arbitration and Mediation

F
2 total complaints ↓ falling

National Account Systems of Omaha, LLC

D
2 total complaints → stable

National Bond And Collection Associates, Inc.

B
2 total complaints ↓ falling

National Credit Services, Inc.

C
2 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
2 total complaints ↓ falling

National Recovery Solutions, LLC

C
2 total complaints → stable

Nationwide Arbitration Services LLC

D
2 total complaints ↓ falling

Nationwide Financial Group

D
2 total complaints ↓ falling

Niagara Credit Solutions, Inc

B
2 total complaints ↓ falling

Olde City Financial Inc.

F
2 total complaints ↓ falling

Omnipoint Capital

F
2 total complaints ↑ rising

Orions Management Group, LLC

D
2 total complaints → stable

Overton, Russell, Doerr and Donovan, LLP

F
2 total complaints ↓ falling

PDQ Services, Inc.

F
2 total complaints ↓ falling

Pinnacle Financial Partners, Inc.

D
2 total complaints ↑ rising

POM Recoveries, Inc.

B
2 total complaints ↓ falling

Paragon Subrogation Services, Inc

F
2 total complaints ↓ falling

Partners Financial Services Inc

B
2 total complaints ↓ falling

Patient Accounting Service Center

D
2 total complaints → stable

Payment Resolution Services

C
2 total complaints ↑ rising

Pendleton Capital Management

F
2 total complaints ↓ falling

Peritus Portfolio Services II, LLC

B
2 total complaints ↑ rising

Praxis Financial Solutions, Incorporated

C
2 total complaints ↓ falling

Prime Recovery LLC

D
2 total complaints ↑ rising

Professional Finance Company, Inc.

D
2 total complaints ↓ falling

Quest Legal Group

F
2 total complaints ↓ falling

RAB, Inc.

D
2 total complaints ↓ falling

Regions Financial Corporation

D
2 total complaints ↑ rising

RNN Group, Inc

F
2 total complaints ↓ falling

Rocky Point Capital LLC

F
2 total complaints ↓ falling

RS Clark and Associates, Inc.

F
2 total complaints → stable

Ray Klein, Inc.

D
2 total complaints ↓ falling

Razor Capital, LLC

D
2 total complaints ↓ falling

Receivable Collection Services, LLC

F
2 total complaints ↓ falling

Recovery Management Solutions LLC

F
2 total complaints ↑ rising

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.