State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Regional Credit Solutions

D
2 total complaints ↓ falling

Revenue Assistance Corporation dba Revenue Group

D
2 total complaints ↓ falling

Richard J. Boudreau & Associates, LLC

F
2 total complaints ↓ falling

Rickart Collection Systems, Inc.

C
2 total complaints ↓ falling

Rosebud Economic Development Corporation

C
2 total complaints ↑ rising

Rosenberg & Associates Recovery Services

F
2 total complaints ↑ rising

Roycroft Management

F
2 total complaints ↓ falling

SOP Pioneer Partners LP

C
2 total complaints ↑ rising

Scott Fetzer Financial Group Inc.

C
2 total complaints ↑ rising

Searay Portfolio Management

C
2 total complaints ↓ falling

Second Alliance, Inc.

C
2 total complaints ↑ rising

Select Management Resources, LLC

C
2 total complaints ↓ falling

Selene Finance LP

D
2 total complaints ↓ falling

Servis One, Inc., Titusville, PA Branch

B
2 total complaints ↓ falling

Simon's Agency, Inc.

F
2 total complaints ↓ falling

Skopos Financial, LLC

B
2 total complaints ↑ rising

Solidus Group LLC.

F
2 total complaints ↓ falling

Special Financing Company, LLC

B
2 total complaints ↑ rising

Statebridge Company

C
2 total complaints ↓ falling

Stellantis Financial Services US Corp.

D
2 total complaints ↑ rising

Stern Recovery Services, Inc.

F
2 total complaints ↓ falling

Synerprise Consulting Services, Inc.

C
2 total complaints ↑ rising

TCF National Bank

D
2 total complaints ↓ falling

TDS Financial LLC

F
2 total complaints ↓ falling

TSC Accounts Receivable Solutions

F
2 total complaints ↓ falling

Tesla, Inc.

D
2 total complaints ↑ rising

Texas Guaranteed

C
2 total complaints → stable

Transform Credit Inc.

D
2 total complaints ↑ rising

USA Discounters Ltd

C
2 total complaints ↓ falling

Unique Management Services, Inc

C
2 total complaints ↓ falling

United Revenue Corporation

F
2 total complaints → stable

United Shore Financial Services, LLC

D
2 total complaints ↑ rising

Universal Fidelity LP

D
2 total complaints ↓ falling

Uplift, Inc

D
2 total complaints ↓ falling

Vengroff Williams, Inc

D
2 total complaints ↓ falling

Wellmont Health System

B
2 total complaints ↓ falling

Wolcott Rivers Gates, PC

A
2 total complaints ↓ falling

World Omni Financial Corp.

C
2 total complaints ↑ rising

World Recovery Service, LLC

F
2 total complaints ↓ falling

Worldwide Processing Group, LLC

F
2 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
2 total complaints ↑ rising

Zenco Collection, LLC

C
2 total complaints ↓ falling

Zenith Financial Network Inc

F
2 total complaints ↓ falling

iQuantified Management Services, LLC

C
2 total complaints → stable

1 Stop Money Centers, LLC

F
1 total complaints ↑ rising

A & J Collection

F
1 total complaints ↑ rising

A.C.S. Companies, Inc. I

F
1 total complaints ↓ falling

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC

F
1 total complaints ↓ falling

AAS Debt Recovery, Inc.

D
1 total complaints → stable

AC AutoPay LLC, Denver, CO Branch

D
1 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.