State complaint profile
Debt collection complaints in Vermont
508 CFPB complaints filed against 217 debt collectors active in Vermont.
- Complaints
- 508
- Collectors
- 217
- Top collector
- Portfolio Recovery Associates, LLC
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Vermont at a glance
Vermont consumers have filed 508 CFPB debt-collection complaints against 217 collectors.
- 508
- CFPB complaints filed
- 217
- collectors active here
- #1
- most-complained: Portfolio Recovery Associates, LLC
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Vermont
Vermont is a thin filing book: #52 of 56 by absolute volume with only 508 CFPB complaints in this extract.
Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.
The collector with the most complaints from Vermont residents in this extract is Portfolio Recovery Associates, LLC (13.4% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Vermont
By complaints filed from this state
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
27 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
22 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
19 complaints
- Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc.
15 complaints
- Capital ONE Financial Corporation
Capital ONE Financial Corporation
15 complaints
- Transworld Systems Inc
Transworld Systems Inc
15 complaints
- CL Holdings LLC
CL Holdings LLC
14 complaints
- Synchrony Financial
Synchrony Financial
13 complaints
What this shows These eight collectors draw the most complaints from Vermont residents, usually national bureaus and large debt buyers operating in every state.
Where Vermont's 508 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Portfolio Recovery Ass 27
Portfolio Recovery Associates, LLC
27 complaints
- Resurgent Capital Serv 22
Resurgent Capital Services L.P.
22 complaints
- Encore Capital Group I 19
Encore Capital Group Inc.
19 complaints
- All other collectors
Remaining collectors in Vermont
440 complaints
What this shows The top three names account for 13.4% of Vermont filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsPortfolio Recovery Associates, LLC
DResurgent Capital Services L.P.
DEncore Capital Group Inc.
DBread Financial Holdings, Inc.
CCapital ONE Financial Corporation
DTransworld Systems Inc
DCL Holdings LLC
CSynchrony Financial
DCitibank, N.a.
DERC
DConvergent Resources, Inc.
DGragil Associates, Inc.
FI.C. System, Inc.
CJpmorgan Chase & Co.
DEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DNavient Solutions, LLC.
DNew Hampshire Northeast Credit Services, Inc.
CRevenue Cycle Management Corp
BDiscover Bank
DExperian Information Solutions Inc.
DCaine & Weiner Company, Inc.
DCredit Bureau Collection Services, Inc.
CFirst National Collection Bureau, Inc.
DSouthwest Credit Systems, L.P.
DThe Receivable Management Services LLC
DAffirm Holdings, Inc
FAsset Recovery Inc
CBank of America, National Association
DBarclays Bank Delaware
DCCS Financial Services, Inc.
FDiversified Consultants, Inc.
DDynamic Recovery Solutions, LLC
DEOS Holdings, Inc.
DFirstsource Business Process Services, LLC
DHSBC North America Holdings Inc.
DHarris & Harris, Ltd.
DKriya Capital, LLC
DM&T Bank Corporation
CSquaretwo Financial Corporation
DToyota Motor Credit Corporation
DUnited Collection Bureau, Inc.
DAfni Inc.
DAmerican Express Company
DAdmin Recovery, LLC
DArcadia Holdings, LLC
FCavalry Investments, LLC
DCMRE Financial Services, Inc.
DCoast Professional, Inc.
DCapital Management Services, LP
DIf a collector is contacting you in Vermont
Thin filing books still share the national grade curve - verify before treating a local name as unique.
- Thin state books still share the national grade curve - check the collector's nationwide record, not just this Vermont slice. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- With few local filings, peer-state profiles are the fastest context check before escalating. All states
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Vermont
- Portfolio Recovery Associates, LLC Leads Vermont complaint volume in this extract
- Wyoming complaint profile Nearest volume peer (840 complaints)
- Virgin Islands complaint profile Nearest volume peer (162 complaints)
- States by complaint volume Vermont is thin on absolute volume - compare denser peers before ranking
- How reputation grades work Small counts still sit on the same national grade curve
- Compare collectors side-by-side Check response rates for the agencies contacting Vermont residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Vermont Resident
With only 508 Vermont filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Vermont AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |