State complaint profile

Debt collection complaints in Guam

53 CFPB complaints filed against 46 debt collectors active in Guam.

Complaints
53
Collectors
46
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Guam at a glance

Guam consumers have filed 53 CFPB debt-collection complaints against 46 collectors.

53
CFPB complaints filed
46
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Guam

Guam is a thin filing book: #54 of 56 by absolute volume with only 53 CFPB complaints in this extract.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Guam residents in this extract is Portfolio Recovery Associates, LLC (13.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Guam

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Guam residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Guam's 53 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 13.2% of Guam filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Portfolio Recovery Associates, LLC

D
3 total complaints ↑ rising

Army and Air Force Exchange Service

F
2 total complaints ↑ rising

Citibank, N.a.

D
2 total complaints → stable

Equifax, Inc.

D
2 total complaints ↑ rising

I.C. System, Inc.

C
2 total complaints ↑ rising

Resurgent Capital Services L.P.

D
2 total complaints ↑ rising

American Express Company

D
1 total complaints ↑ rising

Aargon Agency, Inc.

F
1 total complaints → stable

Ad Astra Recovery Services Inc

D
1 total complaints ↓ falling

Admin Recovery, LLC

D
1 total complaints ↓ falling

American Coradius International LLC

D
1 total complaints ↓ falling

Applied Business Services, Inc.

D
1 total complaints ↓ falling

Bank of Hawaii Corporation

B
1 total complaints → stable

Bread Financial Holdings, Inc.

C
1 total complaints ↑ rising

CIT Bank, National Association

C
1 total complaints ↓ falling

CL Holdings LLC

C
1 total complaints ↑ rising

Credit Bureau of Napa County, Inc.

D
1 total complaints ↓ falling

California Business Bureau, Inc.

F
1 total complaints ↓ falling

Convergent Resources, Inc.

D
1 total complaints ↓ falling

Cornerstone Holdings, Inc.

B
1 total complaints → stable

Dynamic Recovery Services, Inc.

F
1 total complaints ↓ falling

EOS Holdings, Inc.

D
1 total complaints ↓ falling

ERC

D
1 total complaints ↓ falling

First National Collection Bureau, Inc.

D
1 total complaints ↓ falling

I.q. Data International, Inc.

D
1 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
1 total complaints ↓ falling

MiraMed Revenue Group LLC

C
1 total complaints ↓ falling

National Credit Adjusters, LLC

D
1 total complaints ↑ rising

Navient Solutions, LLC.

D
1 total complaints ↓ falling

Niagara Credit Solutions, Inc

B
1 total complaints ↓ falling

Pacific Collections

F
1 total complaints ↓ falling

Paypal Holdings, Inc

D
1 total complaints ↓ falling

Performant Financial Corporation

D
1 total complaints ↓ falling

Personal Finance Center

A
1 total complaints ↓ falling

Radius Global Solutions LLC

D
1 total complaints ↑ rising

Receivables Performance Management, LLC

D
1 total complaints ↓ falling

Synchrony Financial

D
1 total complaints → stable

Seattle Service Bureau, Inc

D
1 total complaints → stable

Security Credit Services, LLC

D
1 total complaints ↑ rising

Southwest Credit Systems, L.P.

D
1 total complaints → stable

Stallings Financial Group, Inc.

D
1 total complaints ↓ falling

Stellar Recovery, Inc.

D
1 total complaints ↓ falling

Transunion Intermediate Holdings, Inc.

D
1 total complaints ↑ rising

Transworld Systems Inc

D
1 total complaints → stable

Truist Financial Corporation

F
1 total complaints ↑ rising

W&A Intermediate Co., LLC

F
1 total complaints ↑ rising

If a collector is contacting you in Guam

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Guam slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Guam

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Guam Resident

With only 53 Guam filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Guam AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.