State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

Niagara Central Revenue

D
1 total complaints ↑ rising

Niagara Restitution Service Inc

C
1 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

OLD National Bancorp

A
1 total complaints → stable

Oakridge Direct Solutions Inc.

F
1 total complaints ↓ falling

Ocean Lending Home Loans

1 total complaints ↑ rising

Office of Brockman & Rollins, LLC

B
1 total complaints ↓ falling

Oklahoma Student Loan Authority

C
1 total complaints ↓ falling

Overton, Russell, Doerr and Donovan, LLP

F
1 total complaints ↓ falling

P&L Acquisitions LLC

D
1 total complaints ↓ falling

Pacific Capital Exchange

D
1 total complaints ↓ falling

PASCO, Inc

F
1 total complaints ↓ falling

PDQ Services, Inc.

F
1 total complaints ↓ falling

PHH Mortgage Services Corporation

C
1 total complaints ↓ falling

Planet Home Lending, LLC

C
1 total complaints ↑ rising

POM Recoveries, Inc.

B
1 total complaints ↓ falling

Pacific Coast Legal Services, Inc.

A
1 total complaints ↓ falling

Pacific Financial Group (Closed)

B
1 total complaints ↓ falling

Palm Beach Credit Adjustors, Inc

F
1 total complaints ↓ falling

Patenaude & Felix A Professional Corporation

D
1 total complaints ↓ falling

Patrick K Willis Company Inc

C
1 total complaints ↓ falling

Pavilion Payments US BuyerCo, LLC

D
1 total complaints ↓ falling

Personal Asset Recovery, LLC

A
1 total complaints ↓ falling

Peter Roberts & Associates, Inc.

C
1 total complaints ↓ falling

Pharus Funding LLC

C
1 total complaints ↓ falling

Phelan Hallinan Diamond & Jones, PC

C
1 total complaints ↓ falling

Phillips, Reinhard & Associates

F
1 total complaints ↓ falling

Plutos Sama, LLC

C
1 total complaints ↓ falling

Portfolio America Asset Management, LLC

F
1 total complaints ↓ falling

Preferred Collection and Management, Inc.

D
1 total complaints ↓ falling

Premier Student Loan Center

F
1 total complaints ↓ falling

Professional Adjustment Corp. of S.W. FL., Inc.

D
1 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
1 total complaints ↓ falling

Professional Recovery Services Inc.(Closed)

B
1 total complaints ↓ falling

Professional Service Bureau

B
1 total complaints ↓ falling

Profit Services Group

F
1 total complaints ↓ falling

Progressive Financial Services, Inc.

C
1 total complaints ↓ falling

QC Holdings Inc

C
1 total complaints → stable

Quality Asset Recovery LLC

D
1 total complaints ↓ falling

Quantum Servicing Corporation

F
1 total complaints ↓ falling

R.T.R. Financial Services, Inc.

D
1 total complaints ↑ rising

RGL Associates, Inc.

B
1 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
1 total complaints → stable

RNN Group, Inc

F
1 total complaints ↓ falling

Randolph, Boyd, Cherry and Vaughan

B
1 total complaints ↓ falling

Rapid Auto Loans LLC

F
1 total complaints → stable

Receivable Solutions, Inc.

D
1 total complaints ↓ falling

Recovery Exchange LLC

B
1 total complaints ↑ rising

Recovery One, LLC

D
1 total complaints ↓ falling

Red Cedar Associates LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.