What is the most common complaint against Professional Adjustment Corp. of S.W. FL., Inc.?

The most common issue consumers report about Professional Adjustment Corp. of S.W. FL., Inc. is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 122 complaints filed with the CFPB.

Are complaints against Professional Adjustment Corp. of S.W. FL., Inc. increasing or decreasing?

Complaints against Professional Adjustment Corp. of S.W. FL., Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Professional Adjustment Corp. of S.W. FL., Inc.'s reputation grade?

Professional Adjustment Corp. of S.W. FL., Inc. has a reputation grade of D (score: 54.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Professional Adjustment Corp. of S.W. FL., Inc. respond to consumer complaints?

Professional Adjustment Corp. of S.W. FL., Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does Professional Adjustment Corp. of S.W. FL., Inc. operate?

Professional Adjustment Corp. of S.W. FL., Inc. has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (106 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Professional Adjustment Corp. of S.W. FL., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

34
Written notification about debt

30
Cont'd attempts collect debt not owed

24
Disclosure verification of debt

14
False statements or representation

8
Communication tactics

5

Data updated September 2026

CFPB complaint disposition

CCDB record professional-adjustment-corp-of-sw-fl-inc Professional Adjustment Corp. of S.W. FL., Inc.

Grade D · 122 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #746 · compose #3516

VOL 122
GRADE D
12MO 0
STATES 9
TIMELY 98%
DISPUTE 28%
ISSUE Attempts to collect debt n…
RANK #746
COMPOSE #3,516

Volume peers

Nearest volume peer: Applied Business Services, Inc. (122 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Professional Adjustment Corp. of S.W. FL., Inc.'s 122 CFPB complaints sit next to Applied Business Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

86.9% of Professional Adjustment Corp. of S.W. FL., Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Professional Adjustment Corp. of S.W. FL., Inc. is volume #746 but composite #3,516, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 86.9%; 106 of 122 filings · 9 states touched
Even monthly load: Peak under 8%; Highest month 2025-04 at 6.8% (10 filings)
Divergent corpus ranks: #746 volume; #3,516 composite; Cleanest-composite ladder is 2,770 places worse than volume

How does Professional Adjustment Corp. of S.W. FL., Inc. compare to its peers?

How does Professional Adjustment Corp. of S.W. FL., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Professional Adjustmen… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

75%

91%

Consumer-dispute ratelower is better

28%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-01 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	34
Written notification about debt	30
Cont'd attempts collect debt not owed	24
Disclosure verification of debt	14
False statements or representation	8
Communication tactics	5
Took or threatened to take negative or legal action	3
Improper contact or sharing of info	3
Taking/threatening an illegal action	1

Where do complaints against Professional Adjustment Corp. of S.W. FL., Inc. come from?

Professional Adjustment Corp. of S.W. FL., Inc.'s own per-state count, not a national baseline.

Florida

106
Georgia

5
California

2
Illinois

2
North Carolina

2
Kentucky

1
New York

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Professional Adjustment Corp. of S.W. FL., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 122.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.54098360655738%.

4 peers

Know your rights before responding to Professional Adjustment Corp. of S.W. FL., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.