This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 122 complaints

Professional Adjustment Corp. of S.W. FL., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Complaints by issue type

What consumers report about Professional Adjustment Corp. of S.W. FL., Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record professional-adjustment-corp-of-sw-fl-inc Professional Adjustment Corp. of S.W. FL., Inc.

Grade D · 122 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed

  • VOL 122
  • GRADE D
  • 12MO 0
  • STATES 9
  • TIMELY 98%
  • DISPUTE 28%
  • ISSUE Attempts to collect debt n…
  • RANK #746
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Applied Business Services, Inc. (122 complaints)

Applied Business Services, Inc.Applied Business Services, I…122Stellantis Financial Services US Corp.Stellantis Financial Service…122Professional Adjustment Corp. of S.W. FL., Inc. (this)Professional Adjustment Corp…122Global Solution BIZ LLC.Global Solution BIZ LLC.123High Point Asset IncHigh Point Asset Inc123
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Professional Adjustment Corp. of S.W. FL., Inc.'s 122 CFPB complaints sit next to Applied Business Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 122 complaints break down

Every complaint issue type on record for Professional Adjustment Corp. of S.W. FL., Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.2/100
Professional Adjustment Corp. of S.W. FL., Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
122
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
98%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
28%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

86.9% of Professional Adjustment Corp. of S.W. FL., Inc.'s CFPB filings land in Florida

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Florida 86.9%
106 of 122 filings · 9 states touched
Even monthly load
Peak under 8%
Highest month 2025-04 at 6.8% (10 filings)
Corpus ranks
#746 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Professional Adjustment Corp. of S.W. FL., Inc. compare to its peers?

How does Professional Adjustment Corp. of S.W. FL., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Professional Adjustment Corp. of S.W. FL., Inc. National average
Complaints (last 12 mo)lower is better
0
16
268
Timely-response ratehigher is better
98%
75%
91%
Consumer-dispute ratelower is better
28%
15%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Professional Adjustment Corp. of S.W. FL., Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30% Timely response rate (%) Dispute rate (%) Professional Adjustment Corp. of S.W. FL., Inc. vs. 8 similar-volume peers, by response speed and dispute rate Professional Adjustment Corp. of S.W. FL., Inc.Applied Business Services, Inc.United Credit and Collections Inc.American Recovery Service IncorporatedHigh Point Asset IncC.Tech Collections, Inc.GLOBAL SOLUTION BIZ LLC.Seterus, Inc.ADIR INTERNATIONAL LLC
Source: CFPB Consumer Complaint Database

Professional Adjustment Corp. of S.W. FL., Inc.'s complaint volume in context

Professional Adjustment Corp. of S.W. FL., Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

122 Top 14% higher than 86% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). This entry sits in this band. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Professional Adjustment Corp. of S.W. FL., Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-01 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
34
Written notification about debt
30
Cont'd attempts collect debt not owed
24
Disclosure verification of debt
14
False statements or representation
8
Communication tactics
5
Took or threatened to take negative or legal action
3
Improper contact or sharing of info
3
Taking/threatening an illegal action
1

Where do complaints against Professional Adjustment Corp. of S.W. FL., Inc. come from?

Professional Adjustment Corp. of S.W. FL., Inc.'s own per-state count, not a national baseline.

Top states by complaints against Professional Adjustment Corp. of S.W. FL., Inc.

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Professional Adjustment Corp. of S.W. FL., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 122.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.54098360655738%.

4 peers

Know your rights before responding to Professional Adjustment Corp. of S.W. FL., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.