What is the most common complaint against Recovery Exchange LLC?

The most common issue consumers report about Recovery Exchange LLC is "False statements or representation", specifically "Didn't receive enough information to verify debt". This is based on 4 complaints filed with the CFPB.

Are complaints against Recovery Exchange LLC increasing or decreasing?

Complaints against Recovery Exchange LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Recovery Exchange LLC's reputation grade?

Recovery Exchange LLC has a reputation grade of B (score: 69.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Recovery Exchange LLC respond to consumer complaints?

Recovery Exchange LLC has a 100% timely response rate to CFPB complaints.

In how many states does Recovery Exchange LLC operate?

Recovery Exchange LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Nevada (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Recovery Exchange LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Written notification about debt

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record recovery-exchange-llc Recovery Exchange LLC

Grade B · 4 CFPB filings · 100% timely · lead issue: False statements or representation · vol #3480 · compose #1338

VOL 4
GRADE B
12MO 3
STATES 4
TIMELY 100%
ISSUE False statements or repres…
RANK #3,480
COMPOSE #1,338

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Recovery Exchange LLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Nevada is the plurality state for Recovery Exchange LLC (25.0%)

The 2014-03 spike coincides with a 2,142-place gap between volume rank #3,480 and composite #1,338. Corpus placement method.

Plurality state: Nevada 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Spike month: 2014-03 25.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,480 volume; #1,338 composite; Cleanest-composite ladder is 2,142 places better than volume

How does Recovery Exchange LLC compare to its peers?

How does Recovery Exchange LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Recovery Exchange LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2018-04

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Written notification about debt	1
Took or threatened to take negative or legal action	1

Where do complaints against Recovery Exchange LLC come from?

Recovery Exchange LLC's own per-state count, not a national baseline.

Nevada

1
North Carolina

1
Ohio

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Recovery Exchange LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Recovery Exchange LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.