This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 4 complaints

Rapid Auto Loans LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Complaints by issue type

What consumers report about Rapid Auto Loans LLC

complaints
Source CFPB Consumer Complaint Database

Data updated September 2026

CFPB complaint disposition

CCDB record rapid-auto-loans-llc Rapid Auto Loans LLC

Grade F · 4 CFPB filings · 33% timely · lead issue: Attempts to collect debt not owed · vol #3476 · compose #4583

  • VOL 4
  • GRADE F
  • 12MO 1
  • STATES 3
  • TIMELY 33%
  • ISSUE Attempts to collect debt n…
  • RANK #3,476
  • COMPOSE #4,583

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

90 Day Credit Experts4A & A North American Financi…4A & S Collection Associates,…4Accelerated Receivables Mana…4Rapid Auto Loans LLC (this)4
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rapid Auto Loans LLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Rapid Auto Loans LLC (25.0%)

The 2020-05 spike coincides with a 1,107-place gap between volume rank #3,476 and composite #4,583. Corpus placement method.

Plurality state
California 25.0%
Mid-band (15–30%) · 3 states with ≥1 filing
Spike month
2020-05 100.0%
1 filings that month · spiky (≥15% of series)
Divergent corpus ranks
#3,476 volume
#4,583 composite
Cleanest-composite ladder is 1,107 places worse than volume

How does Rapid Auto Loans LLC compare to its peers?

How does Rapid Auto Loans LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Rapid Auto Loans LLC National average
Complaints (last 12 mo)lower is better
1
2
268
Timely-response ratehigher is better
33%
33%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-05 2020-05

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed 2
Threatened to contact someone or share information improperly 2

Where do complaints against Rapid Auto Loans LLC come from?

Rapid Auto Loans LLC's own per-state count, not a national baseline.

Top states by complaints against Rapid Auto Loans LLC

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rapid Auto Loans LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Rapid Auto Loans LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.