State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.1% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Law Offices of Robert S. Gitmeid & Associates, PLLC

B
1 total complaints → stable

Lincoln Educational Services Corporation

C
1 total complaints → stable

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

Magguilli LAW Firm, PLLC

D
1 total complaints → stable

Midcountry Financial Corp

C
1 total complaints ↓ falling

MM Finance, LLC, Bellevue, NE Branch

B
1 total complaints ↓ falling

Machol & Johannes, LLC

D
1 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
1 total complaints → stable

McCarthy, Burgess & Wolff, Inc.

D
1 total complaints ↓ falling

McKenzie Paul & Associates

B
1 total complaints → stable

Mercedes Benz Financial Services

D
1 total complaints ↑ rising

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
1 total complaints ↑ rising

Mercury Financial Intermediate LLC

D
1 total complaints ↑ rising

Meridian ARG Inc.

F
1 total complaints ↓ falling

Meridian Financial Services, Inc.

D
1 total complaints ↑ rising

MiraMed Revenue Group LLC

C
1 total complaints ↓ falling

Mountain Run Solutions, LLC

F
1 total complaints ↓ falling

National Enterprise Systems, Inc.

D
1 total complaints ↓ falling

National Medical Administrators, Inc

B
1 total complaints ↓ falling

National Principal Group, LLC

C
1 total complaints ↓ falling

National Recovery Solutions, LLC

C
1 total complaints → stable

Nations Recovery Center

D
1 total complaints ↓ falling

Nationwide Capital Services, LLC

F
1 total complaints ↑ rising

Nelnet, Inc.

D
1 total complaints ↑ rising

North Shore Agency, LLC

C
1 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

Northstar Location Services, LLC

D
1 total complaints ↓ falling

Oportun Financial Corporation

C
1 total complaints ↑ rising

Oliphant United, Inc.

F
1 total complaints ↑ rising

Omega RMS, LLC

D
1 total complaints ↑ rising

Oracle Financial Group LLC.

D
1 total complaints ↓ falling

Oxford Law, LLC

C
1 total complaints ↓ falling

Pentagon Federal Credit Union

D
1 total complaints ↑ rising

Pinnacle Financial Partners, Inc.

D
1 total complaints ↑ rising

Planet Home Lending, LLC

C
1 total complaints ↑ rising

Pmab,LLC

D
1 total complaints ↓ falling

PNC Bank N.A.

D
1 total complaints → stable

Paramount GR Holdings, LLC

F
1 total complaints ↑ rising

Partridge Snow & Hahn LLP

A
1 total complaints ↓ falling

Penn Credit Corporation

D
1 total complaints ↓ falling

Performant Financial Corporation

D
1 total complaints ↓ falling

Platinum Holdings Group, LLC

F
1 total complaints ↓ falling

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
1 total complaints ↓ falling

Preferred Collection and Management, Inc.

D
1 total complaints ↓ falling

Primary Financial Services L.L.C.

C
1 total complaints ↓ falling

ProCollect, Inc.

F
1 total complaints ↑ rising

Quality Asset Recovery LLC

D
1 total complaints ↓ falling

RGS Financial, Inc.

D
1 total complaints ↓ falling

Rushmore Loan Management Services LLC

D
1 total complaints ↓ falling

Receivable Asset Management

D
1 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.