State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0.5% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

National Credit Adjusters, LLC

D
65 total complaints ↑ rising

TekCollect Inc.

D
65 total complaints ↑ rising

World Acceptance Corporation

D
65 total complaints ↑ rising

Cavalry Investments, LLC

D
64 total complaints → stable

Goldman Sachs Bank USA

F
64 total complaints ↑ rising

Collection Management Holdings, LLC

F
63 total complaints ↑ rising

Halsted Financial Services, LLC.

D
62 total complaints ↑ rising

Credit Corp Solutions Inc.

D
61 total complaints ↑ rising

Receivables Performance Management, LLC

D
61 total complaints ↓ falling

Stern Recovery Services, Inc.

F
61 total complaints ↓ falling

Williams & Fudge, Inc

D
61 total complaints → stable

Waypoint Resource Group, LLC

F
60 total complaints ↑ rising

HCFS Healthcare Financial Services of TeamHealth

F
59 total complaints ↓ falling

AMCOL Systems, Inc.

D
57 total complaints ↓ falling

Upstart Holdings, Inc.

F
57 total complaints ↑ rising

Trident Asset Management, L.L.C.

F
56 total complaints ↓ falling

Zwicker & Associates

D
55 total complaints → stable

CLGF Holdco 1, LLC

F
54 total complaints ↑ rising

Velocity Portfolio Group

D
54 total complaints → stable

Zions Debt Holdings

F
54 total complaints ↑ rising

Central Portfolio Control Inc.

D
52 total complaints ↑ rising

Prince Parker & Associates

D
52 total complaints → stable

AmeriCollect

D
51 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
51 total complaints ↑ rising

Commonwealth Financial Systems, Inc.

F
50 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
50 total complaints → stable

Professional Recovery Management

F
50 total complaints ↑ rising

Upgrade, Inc.

F
49 total complaints ↑ rising

Fifth Third Financial Corporation

D
48 total complaints → stable

Firstsource Business Process Services, LLC

D
47 total complaints → stable

The Receivable Management Services LLC

D
47 total complaints ↑ rising

General Motors Financial Company, Inc.

D
46 total complaints ↑ rising

Onemain Financial Holdings, LLC.

D
46 total complaints ↓ falling

United Collection Bureau, Inc.

D
46 total complaints → stable

HSBC North America Holdings Inc.

D
45 total complaints ↓ falling

Ocwen Financial Corporation

D
45 total complaints ↓ falling

Brock & Scott, PLLC

D
44 total complaints ↓ falling

Iqor US Inc

D
44 total complaints ↓ falling

Paypal Holdings, Inc

D
44 total complaints ↓ falling

Carter-Young, Inc.

F
43 total complaints → stable

Glasser and Glasser, PLC

C
43 total complaints → stable

Capital Accounts, LLC

F
42 total complaints ↓ falling

Continental Finance Company, LLC

C
42 total complaints ↑ rising

PNC Bank N.A.

D
42 total complaints → stable

Professional Finance Company, Inc.

D
42 total complaints ↓ falling

Debt Recovery Solutions, LLC

D
41 total complaints → stable

Ditech Financial LLC

D
41 total complaints ↓ falling

Global Lending Services LLC

C
41 total complaints ↑ rising

Penn Credit Corporation

D
41 total complaints ↓ falling

BTH Management

D
40 total complaints ↑ rising

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.