State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Asset Recovery Bureau LLC

D
1 total complaints ↑ rising

Atlantic Union Bankshares, Inc.

B
1 total complaints ↓ falling

Atlas Acquisitions LLC

A
1 total complaints ↓ falling

Auto Credit Corporation of Jonesboro, iNC.

1 total complaints ↑ rising

Auto Finance Center

F
1 total complaints ↑ rising

AutoMoney, Inc.

A
1 total complaints → stable

Automatic Financing, Inc.

A
1 total complaints ↓ falling

Autovest, L.L.C.

D
1 total complaints → stable

Balanced Healthcare Receivables, LLC

D
1 total complaints → stable

BAM Management US Holdings Inc.

F
1 total complaints ↓ falling

Banc of California, Inc.

A
1 total complaints ↑ rising

Bank of NEW York Mellon Corporation, the

D
1 total complaints ↓ falling

Bank of the West

C
1 total complaints ↓ falling

Bankers Healthcare Group LLC

C
1 total complaints ↓ falling

BOC LLC

C
1 total complaints ↓ falling

Busey Bank

A
1 total complaints ↓ falling

Barrett Asset Recovery Services, LLC.

A
1 total complaints ↓ falling

Bayside Capital Services, LLC

F
1 total complaints ↓ falling

Benuck & Rainey, Inc.

F
1 total complaints ↓ falling

Berlin-Wheeler, Inc. (Kansas)

C
1 total complaints ↓ falling

Best Account Receivables Management Solutions, LLC

F
1 total complaints ↑ rising

BetterNOI, LLC

C
1 total complaints ↑ rising

Bifulco and Associates, P.C.

A
1 total complaints ↓ falling

Biltmore Asset Management LLC

B
1 total complaints ↓ falling

Bliksum, LLC

F
1 total complaints ↓ falling

Bonneville Billing and Collections

D
1 total complaints ↑ rising

Braviant Holdings, LLC

D
1 total complaints → stable

Brian A. Blitz, P.A.

A
1 total complaints → stable

Brian Kvarfordt

C
1 total complaints ↑ rising

Brian McCaffrey, Attorney At Law

F
1 total complaints ↑ rising

Brian P. Mickles, PLLC

A
1 total complaints ↓ falling

Bright Capital Inc

B
1 total complaints ↑ rising

Bryant, Hodge & Associates LLC

F
1 total complaints ↓ falling

Buffaloe & Associates, PLC

B
1 total complaints → stable

Burke Moore Law Group, LLP

C
1 total complaints ↓ falling

Business & Professional Collection Service Inc

C
1 total complaints ↓ falling

Butler and Associates, PA

C
1 total complaints ↓ falling

C & M Associates Group, Inc.

B
1 total complaints ↓ falling

CAC Financial Corp

D
1 total complaints → stable

Carvant Financial LLC

B
1 total complaints ↑ rising

CBA of GA, Inc.

B
1 total complaints ↓ falling

CDI Affiliated Services, Inc.

D
1 total complaints ↑ rising

Check Collection of America, Inc.

F
1 total complaints ↑ rising

Check Into Cash Inc.

C
1 total complaints ↓ falling

CIT Bank, National Association

C
1 total complaints ↓ falling

CMK Investments Inc

B
1 total complaints ↓ falling

Collection Associates, Ltd.

C
1 total complaints ↓ falling

Collectron, Inc.

D
1 total complaints ↓ falling

Commerce Bank

B
1 total complaints ↑ rising

Community Reinvestment Fund

C
1 total complaints → stable

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.