What is the most common complaint against Auto Credit Corporation of Jonesboro, iNC.?

The most common issue consumers report about Auto Credit Corporation of Jonesboro, iNC. is "Took or threatened to take negative or legal action". This is based on 13 complaints filed with the CFPB.

Are complaints against Auto Credit Corporation of Jonesboro, iNC. increasing or decreasing?

Complaints against Auto Credit Corporation of Jonesboro, iNC. are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Auto Credit Corporation of Jonesboro, iNC.'s reputation grade?

Auto Credit Corporation of Jonesboro, iNC. has a reputation grade of null, PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

In how many states does Auto Credit Corporation of Jonesboro, iNC. operate?

Auto Credit Corporation of Jonesboro, iNC. has received CFPB complaints from consumers in 7 states, with the most complaints from Texas (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Auto Credit Corporation of Jonesboro, iNC. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade null.

Compiled by PlainCollector

Took or threatened to take negative or legal action

12
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record auto-credit-corporation-of-jonesboro-inc Auto Credit Corporation of Jonesboro, iNC.

Grade null · 13 CFPB filings · lead issue: Took or threatened to take negative or legal action

VOL 13
GRADE
12MO 13
STATES 7
ISSUE Took or threatened to take…
RANK #2,239

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Auto Credit Corporation of Jonesboro, iNC.'s 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

30.8% of Auto Credit Corporation of Jonesboro, iNC.'s CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Texas 30.8%; 4 of 13 filings · 7 states touched
Spike month: 2019-11 25.0%; 1 filings that month · spiky (≥15% of series)

How does Auto Credit Corporation of Jonesboro, iNC. compare to its peers?

How does Auto Credit Corporation of Jonesboro, iNC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Auto Credit Corporatio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2025-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	12
Written notification about debt	1

Where do complaints against Auto Credit Corporation of Jonesboro, iNC. come from?

Auto Credit Corporation of Jonesboro, iNC.'s own per-state count, not a national baseline.

Texas

4
Arizona

3
California

2
Florida

1
Georgia

1
North Carolina

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Auto Credit Corporation of Jonesboro, iNC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Auto Credit Corporation of Jonesboro, iNC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.