This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade null 13 complaints

Auto Credit Corporation of Jonesboro, iNC. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade null.

Complaints by issue type

What consumers report about Auto Credit Corporation of Jonesboro, iNC.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record auto-credit-corporation-of-jonesboro-inc Auto Credit Corporation of Jonesboro, iNC.

Grade null · 13 CFPB filings · lead issue: Took or threatened to take negative or legal action

  • VOL 13
  • GRADE
  • 12MO 13
  • STATES 7
  • ISSUE Took or threatened to take…
  • RANK #2,239

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

3rd Generation, Inc.3rd Generation, Inc.13A-L Financial CorpA-L Financial Corp13ACQ Holdings, LLC.ACQ Holdings, LLC.13Aequitas Capital Opportunities Fund, LPAequitas Capital Opportuniti…13Auto Credit Corporation of Jonesboro, iNC. (this)Auto Credit Corporation of J…13
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Auto Credit Corporation of Jonesboro, iNC.'s 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 13 complaints break down

Every complaint issue type on record for Auto Credit Corporation of Jonesboro, iNC., not just the top ones shown above.

Reputation score breakdown

N/A
Composite reputation score
N/A
Auto Credit Corporation of Jonesboro, iNC.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume N/A
13
Not enough data to rank against graded peers.
Timely response N/A
N/A
No timely-response rate reported.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

30.8% of Auto Credit Corporation of Jonesboro, iNC.'s CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Texas 30.8%
4 of 13 filings · 7 states touched
Spike month
2019-11 25.0%
1 filings that month · spiky (≥15% of series)

How does Auto Credit Corporation of Jonesboro, iNC. compare to its peers?

How does Auto Credit Corporation of Jonesboro, iNC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Auto Credit Corporation of Jonesboro, iNC. National average
Complaints (last 12 mo)lower is better
13
11
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Auto Credit Corporation of Jonesboro, iNC. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 7 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%20%40%60% Timely response rate (%) Dispute rate (%) Auto Credit Corporation of Jonesboro, iNC. vs. 7 similar-volume peers, by response speed and dispute rate Bowen & Associates Recovery, IncArbor Residential Mortgage LLCCBV Collection Services Ltd.Aequitas Capital Opportunities Fund, LPACQ Holdings, LLC.Collection Bureau of Little Falls, Inc.Credit Bureau of Columbia, Inc.
Source: CFPB Consumer Complaint Database

Auto Credit Corporation of Jonesboro, iNC.'s complaint volume in context

Auto Credit Corporation of Jonesboro, iNC. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

13 59th percentile higher than 59% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Auto Credit Corporation of Jonesboro, iNC. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2019-11 2025-10

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
12
Written notification about debt
1

Where do complaints against Auto Credit Corporation of Jonesboro, iNC. come from?

Auto Credit Corporation of Jonesboro, iNC.'s own per-state count, not a national baseline.

Top states by complaints against Auto Credit Corporation of Jonesboro, iNC.

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Auto Credit Corporation of Jonesboro, iNC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Auto Credit Corporation of Jonesboro, iNC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.