What is the most common complaint against Check Collection of America, Inc.?

The most common issue consumers report about Check Collection of America, Inc. is "Took or threatened to take negative or legal action", specifically "Debt resulted from identity theft". This is based on 2 complaints filed with the CFPB.

Are complaints against Check Collection of America, Inc. increasing or decreasing?

Complaints against Check Collection of America, Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Check Collection of America, Inc.'s reputation grade?

Check Collection of America, Inc. has a reputation grade of F (score: 44.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Check Collection of America, Inc. respond to consumer complaints?

Check Collection of America, Inc. has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Check Collection of America, Inc. operate?

Check Collection of America, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Kansas (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Check Collection of America, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record check-collection-of-america-inc Check Collection of America, Inc.

Grade F · 2 CFPB filings · 50% timely · lead issue: Took or threatened to take negative or legal action · vol #3983 · compose #4742

VOL 2
GRADE F
12MO 1
STATES 2
TIMELY 50%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #3,983
COMPOSE #4,742

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Check Collection of America, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Check Collection of America, Inc.'s CFPB filings land in Kansas

High volume does not equal a clean composite: Check Collection of America, Inc. is volume #3,983 but composite #4,742, while Kansas dominates the geography. Corpus placement method.

Dominant state: Kansas 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2015-03 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,983 volume; #4,742 composite; Cleanest-composite ladder is 759 places worse than volume

How does Check Collection of America, Inc. compare to its peers?

How does CHECK COLLECTION OF AMERICA, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CHECK COLLECTION OF AM… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2025-08

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1

Where do complaints against Check Collection of America, Inc. come from?

Check Collection of America, Inc.'s own per-state count, not a national baseline.

Kansas

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Check Collection of America, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Check Collection of America, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.