What is the most common complaint against Automatic Financing, Inc.?

The most common issue consumers report about Automatic Financing, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 1 complaints filed with the CFPB.

Are complaints against Automatic Financing, Inc. increasing or decreasing?

Complaints against Automatic Financing, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Automatic Financing, Inc.'s reputation grade?

Automatic Financing, Inc. has a reputation grade of A (score: 93.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Automatic Financing, Inc. respond to consumer complaints?

Automatic Financing, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Automatic Financing, Inc. operate?

Automatic Financing, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from North Carolina (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Automatic Financing, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record automatic-financing-inc Automatic Financing, Inc.

Grade A · 1 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #4526 · compose #16

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #4,526
COMPOSE #16

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Automatic Financing, Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Automatic Financing, Inc.'s CFPB filings land in North Carolina

High volume does not equal a clean composite: Automatic Financing, Inc. is volume #4,526 but composite #16, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2017-11 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,526 volume; #16 composite; Cleanest-composite ladder is 4,510 places better than volume

How does Automatic Financing, Inc. compare to its peers?

How does Automatic Financing, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Automatic Financing, I… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-11 2024-11

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	1

Where do complaints against Automatic Financing, Inc. come from?

Automatic Financing, Inc.'s own per-state count, not a national baseline.

North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Automatic Financing, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Automatic Financing, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.