State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 22

Sorted by most complaints

Cornerstone Resolution Group, Inc.

C
1 total complaints ↓ falling

Credigy USA Corp.

C
1 total complaints ↓ falling

Credit Bureau of NEW ULM, Inc.

D
1 total complaints ↓ falling

Cresco Capital Inc.

D
1 total complaints → stable

Customers Bancorp, Inc

C
1 total complaints → stable

Cade Investments LLC

D
1 total complaints ↓ falling

Cadillac Accounts Receivable Management

C
1 total complaints ↓ falling

Cambridge Credit Counseling Corp.

A
1 total complaints ↓ falling

Caneel Capital, LLC

D
1 total complaints ↓ falling

Capital Credit and Collection Service, Inc.

C
1 total complaints ↓ falling

Cascade CISS Holdings, LLC

D
1 total complaints ↑ rising

Cass & Associates

C
1 total complaints ↓ falling

Central Credit Audit, Inc.

B
1 total complaints ↓ falling

Centric Asset Management Inc

B
1 total complaints ↓ falling

Certegy Holdings, LLC

D
1 total complaints ↓ falling

Certified Bureau of the South, Inc

C
1 total complaints ↓ falling

Check Security Associates, LLC

F
1 total complaints ↓ falling

Citi Management Group, LLC

F
1 total complaints ↓ falling

ClearOne Advantage, LLC

D
1 total complaints → stable

Cloud Willis & Ellis, LLC

D
1 total complaints ↓ falling

Coast to Coast Commercial Collection

D
1 total complaints ↑ rising

Coastal Bend Loans

F
1 total complaints ↑ rising

Coastal Breeze Mortgage, LLC

F
1 total complaints ↑ rising

Coastal Capital Processing, LLC

D
1 total complaints → stable

Coastal Credit, LLC

C
1 total complaints ↓ falling

Coinbase, Inc.

C
1 total complaints ↑ rising

Collection Bureau Services, Inc.

D
1 total complaints ↓ falling

Collection Professionals, Inc.

D
1 total complaints ↑ rising

Collection Receivables, Inc.

D
1 total complaints ↑ rising

Columbia Collection Service, Inc.

F
1 total complaints ↓ falling

Commercial Trade, Inc.

C
1 total complaints ↓ falling

Compattia Roccia Management Group, LLC

D
1 total complaints → stable

Consumer Financial Services

B
1 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
1 total complaints ↑ rising

Contemporary Information Corp

B
1 total complaints ↑ rising

Continental Central Credit, Inc.

C
1 total complaints ↓ falling

Cornerstone Mitigation

F
1 total complaints ↓ falling

Credit Adjustments Inc

D
1 total complaints ↓ falling

Credit Bureau of Bessemer, Inc

C
1 total complaints ↓ falling

Credit Bureau of Jamestown, Inc.

C
1 total complaints ↓ falling

Credit Center, LLC

C
1 total complaints → stable

Credit Collections U.S.A., L.L.C.

F
1 total complaints → stable

Credit Glory LLC

B
1 total complaints ↓ falling

Credit Management Systems

C
1 total complaints ↓ falling

Credit Resolutions, LLC

D
1 total complaints ↓ falling

Credova Holdings Inc

C
1 total complaints → stable

Creekside Finance, Inc.

A
1 total complaints ↓ falling

CrossCountry Mortgage LLC

C
1 total complaints ↑ rising

D. Scott Carruthers

F
1 total complaints ↓ falling

DCI Credit Services, Inc.

F
1 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.