What is the most common complaint against Carvant Financial LLC?

The most common issue consumers report about Carvant Financial LLC is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 27 complaints filed with the CFPB.

Are complaints against Carvant Financial LLC increasing or decreasing?

Complaints against Carvant Financial LLC are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Carvant Financial LLC's reputation grade?

Carvant Financial LLC has a reputation grade of B (score: 67.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Carvant Financial LLC respond to consumer complaints?

Carvant Financial LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Carvant Financial LLC operate?

Carvant Financial LLC has received CFPB complaints from consumers in 11 states, with the most complaints from New York (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Carvant Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

9
Took or threatened to take negative or legal action

6
False statements or representation

6
Written notification about debt

3
Communication tactics

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record carvant-financial-llc Carvant Financial LLC

Grade B · 27 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #1617 · compose #1491

VOL 27
GRADE B
12MO 9
STATES 11
TIMELY 96%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,617
COMPOSE #1,491

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Carvant Financial LLC's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

New York is the plurality state for Carvant Financial LLC (25.9%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: New York 25.9%; Mid-band (15–30%) · 11 states with ≥1 filing
Spike month: 2025-02 16.7%; 5 filings that month · spiky (≥15% of series)
Corpus ranks: #1,617 volume; #1,491 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Carvant Financial LLC compare to its peers?

How does CARVANT FINANCIAL LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CARVANT FINANCIAL LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	9
Took or threatened to take negative or legal action	6
False statements or representation	6
Written notification about debt	3
Communication tactics	2
Cont'd attempts collect debt not owed	1

Where do complaints against Carvant Financial LLC come from?

Carvant Financial LLC's own per-state count, not a national baseline.

New York

7
Maryland

6
Connecticut

3
Florida

3
Pennsylvania

2
Delaware

1
North Carolina

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Carvant Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Carvant Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.