State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Praxis Financial Solutions, Incorporated

C
2 total complaints ↓ falling

Pro Com Services of Illinois, Inc.

C
2 total complaints ↓ falling

Professional Adjustment Corp. of S.W. FL., Inc.

D
2 total complaints ↓ falling

RJM Acquisition LLC

C
2 total complaints ↓ falling

ROAD Auto Finance, LLC

B
2 total complaints ↑ rising

Rauch-Milliken International, Inc.

D
2 total complaints ↓ falling

Receivable Solutions LLC

D
2 total complaints ↑ rising

Recovery Management Solutions LLC

F
2 total complaints ↑ rising

Recuvery LLC

D
2 total complaints ↑ rising

Rent Recover, LLC

F
2 total complaints ↓ falling

Renton Collections Inc.

F
2 total complaints ↓ falling

Residential Credit Solutions, Inc.

D
2 total complaints ↓ falling

Robinson & Associates

D
2 total complaints ↓ falling

Robinson, Reagan and Young PLLC

F
2 total complaints ↓ falling

RoundPoint Mortgage Servicing LLC

C
2 total complaints → stable

Rubin & Yates, LLC

F
2 total complaints ↓ falling

Rushmore Service Center, LLC

C
2 total complaints ↓ falling

SMS Financial, LLC

B
2 total complaints ↑ rising

Sarma

D
2 total complaints ↓ falling

Searay Portfolio Management

C
2 total complaints ↓ falling

Security National Automotive Acceptance

F
2 total complaints ↓ falling

Sensible Auto Lending, LLC

D
2 total complaints ↑ rising

Sentry Recovery and Collections, Inc.

D
2 total complaints ↑ rising

Servicing Solutions, LLC

D
2 total complaints ↑ rising

Siggi LLC

D
2 total complaints ↓ falling

Smith, Cohen & Rosenberg LLC

F
2 total complaints ↓ falling

Solidus Group LLC.

F
2 total complaints ↓ falling

Solomon and Solomon, P.C.

D
2 total complaints ↓ falling

Statewide Credit Services Corp.

B
2 total complaints → stable

Steel River Systems, LLC

D
2 total complaints ↑ rising

Summit Consumer Group

F
2 total complaints ↓ falling

Systematic National Collection, Inc.

D
2 total complaints ↓ falling

Townebank

B
2 total complaints ↓ falling

Trustmark Corporation

B
2 total complaints ↑ rising

Tennessee Credit Management, Inc

D
2 total complaints ↑ rising

The Commercial Collection Corporation of New York, Inc.

C
2 total complaints → stable

The Law Offices of Mitchell D. Bluhm & Associates

C
2 total complaints ↓ falling

The Leviton Law Firm, Ltd.

D
2 total complaints ↓ falling

The Stark Collection Agency, Inc.

F
2 total complaints ↑ rising

The Thomas Agency, Inc.

F
2 total complaints ↓ falling

Thrive National Corporation

F
2 total complaints → stable

ThunderRoad Financial, LLC

C
2 total complaints ↑ rising

TomoCredit Inc.

C
2 total complaints ↑ rising

Tower Loan of Mississippi, Inc.

C
2 total complaints → stable

ULRS, Inc.

D
2 total complaints → stable

UMB Financial Corporation

B
2 total complaints ↑ rising

United Auto Acceptance

F
2 total complaints → stable

USA Discounters Ltd

C
2 total complaints ↓ falling

Unique Management Services, Inc

C
2 total complaints ↓ falling

United Check Recovery, LLC

F
2 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.