What is the most common complaint against United Check Recovery, LLC?

The most common issue consumers report about United Check Recovery, LLC is "Communication tactics", specifically "Not given enough info to verify debt". This is based on 15 complaints filed with the CFPB.

Are complaints against United Check Recovery, LLC increasing or decreasing?

Complaints against United Check Recovery, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Check Recovery, LLC's reputation grade?

United Check Recovery, LLC has a reputation grade of F (score: 46.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Check Recovery, LLC respond to consumer complaints?

United Check Recovery, LLC has a 33% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does United Check Recovery, LLC operate?

United Check Recovery, LLC has received CFPB complaints from consumers in 12 states, with the most complaints from California (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Check Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

4
Taking/threatening an illegal action

3
False statements or representation

2
Disclosure verification of debt

2
Improper contact or sharing of info

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record united-check-recovery-llc United Check Recovery, LLC

Grade F · 15 CFPB filings · 33% timely · lead issue: Communication tactics · vol #2173 · compose #4530

VOL 15
GRADE F
12MO 0
STATES 12
TIMELY 33%
DISPUTE 8%
ISSUE Communication tactics
RANK #2,173
COMPOSE #4,530

Volume peers

Nearest volume peer: Accounts Advocate Agency (15 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Check Recovery, LLC's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for United Check Recovery, LLC (20.0%)

Volume rank #2,173 and composite rank #4,530 diverge by 2,357 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 20.0%; Mid-band (15–30%) · 12 states with ≥1 filing
Seasonal peak: 2014-01 8.3%; 8–15% band · 1 filings
Divergent corpus ranks: #2,173 volume; #4,530 composite; Cleanest-composite ladder is 2,357 places worse than volume

How does United Check Recovery, LLC compare to its peers?

How does United Check Recovery, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Check Recovery,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

33%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-01 2020-11

Issue Detail Breakdown

Issue	Complaints
Communication tactics	4
Taking/threatening an illegal action	3
False statements or representation	2
Disclosure verification of debt	2
Improper contact or sharing of info	2
Attempts to collect debt not owed	1
Cont'd attempts collect debt not owed	1

Where do complaints against United Check Recovery, LLC come from?

United Check Recovery, LLC's own per-state count, not a national baseline.

California

3
North Carolina

2
Alabama

1
Arizona

1
Florida

1
Georgia

1
Indiana

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Check Recovery, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 15.

4 peers

Know your rights before responding to United Check Recovery, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.