State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Hatfield Portfolio Group LLC.

D
2 total complaints ↓ falling

Hatfield, Inc.

C
2 total complaints ↑ rising

Healthcare Finance Direct LLC.

F
2 total complaints ↑ rising

Home Loan Center, Inc.

B
2 total complaints ↓ falling

Hosto & Buchan, PLLC

C
2 total complaints ↓ falling

Huntington Debt Holding LLC

D
2 total complaints → stable

Integrated Asset Recovery LLC

F
2 total complaints ↓ falling

International Debt Buying Consultants, LLC

D
2 total complaints ↑ rising

Interstate Recovery Service, Inc.

F
2 total complaints ↓ falling

JNR Adjustment Company, Inc

C
2 total complaints ↓ falling

James E. Albertelli, P.A., a Florida professional association

B
2 total complaints ↓ falling

Kahrs LAW Offices, PA

B
2 total complaints ↓ falling

Kashable LLC

D
2 total complaints ↑ rising

Knight Adjustment Bureau

F
2 total complaints ↓ falling

Kora Financial

D
2 total complaints ↑ rising

Kornerstone Credit, LLC.

D
2 total complaints ↑ rising

LD Holdings Group, LLC

B
2 total complaints → stable

Law Offices of Robert J. Colclough, III

F
2 total complaints ↓ falling

LendingPoint Holdings LLC

F
2 total complaints ↑ rising

Liberty SBF

A
2 total complaints ↓ falling

Loom Capital, LLC

A
2 total complaints ↑ rising

MAJR Financial Corp

C
2 total complaints ↓ falling

Midcountry Financial Corp

C
2 total complaints ↓ falling

ML Mortgage Corp.

2 total complaints ↑ rising

Managed Recovery Systems, Inc.

C
2 total complaints ↓ falling

Management Location Services Inc.

F
2 total complaints ↑ rising

McKellar & Associates Group, Inc.

C
2 total complaints ↓ falling

Med-1 Solutions, LLC

F
2 total complaints ↓ falling

Mediation Recovery Center

C
2 total complaints ↑ rising

Medical & Professional Collection Services, Inc. NC.

C
2 total complaints ↓ falling

Medical-Commercial Audit Inc

C
2 total complaints ↑ rising

Merchants Credit Bureau, Inc.

D
2 total complaints → stable

Michael Harrison, Attorney at Law

D
2 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
2 total complaints ↓ falling

Midwest Fidelity Services, LLC

C
2 total complaints ↑ rising

Modoc Tribe Financial Services Authority

B
2 total complaints ↓ falling

Mutual Management Services LLC

F
2 total complaints → stable

National Recoveries, Inc.

C
2 total complaints ↓ falling

Nationwide Arbitration Services LLC

D
2 total complaints ↓ falling

North Shore Agency, LLC

C
2 total complaints ↓ falling

Northern Alliance Management, LLC

F
2 total complaints ↓ falling

OUT Tech, Inc.

C
2 total complaints → stable

Orion Capital Solutions LLC

D
2 total complaints → stable

P&L Acquisitions LLC

D
2 total complaints ↓ falling

Parson Bishop Services, Inc

C
2 total complaints ↓ falling

Prancer Capital Corp

B
2 total complaints ↑ rising

Partners Financial Services Inc

B
2 total complaints ↓ falling

Pathfinder Credit Services

C
2 total complaints ↓ falling

Pinnacle Asset Management, LLC

F
2 total complaints ↓ falling

Platinum Holdings Group, LLC

F
2 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.