This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 17 complaints

Security National Automotive Acceptance - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Complaints by issue type

What consumers report about Security National Automotive Acceptance

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record security-national-automotive-acceptance Security National Automotive Acceptance

Grade F · 17 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 17
  • GRADE F
  • 12MO 0
  • STATES 10
  • TIMELY 100%
  • DISPUTE 100%
  • ISSUE Took or threatened to take…
  • RANK #2,057
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

A/R Concepts, Inc.A/R Concepts, Inc.17Academy Mortgage CorporationAcademy Mortgage Corporation17Accelerated Creditors Services, IncAccelerated Creditors Servic…17Accelerated Portfolio, Inc.Accelerated Portfolio, Inc.17Security National Automotive Acceptance (this)Security National Automotive…17
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Security National Automotive Acceptance's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 17 complaints break down

Every complaint issue type on record for Security National Automotive Acceptance, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
45.7/100
Security National Automotive Acceptance

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
17
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate F
100%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Security National Automotive Acceptance (17.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 17.6%
Mid-band (15–30%) · 10 states with ≥1 filing
Seasonal peak
2017-12 9.8%
8–15% band · 6 filings
Corpus ranks
#2,057 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Security National Automotive Acceptance compare to its peers?

How does Security National Automotive Acceptance compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Security National Automotive Acceptance National average
Complaints (last 12 mo)lower is better
0
1
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
100%
13%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Security National Automotive Acceptance a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%50%100%150% Timely response rate (%) Dispute rate (%) Security National Automotive Acceptance vs. 8 similar-volume peers, by response speed and dispute rate Security National Automotive AcceptanceSCV Inc.South Carolina Student Loan CorpRodriguez Fernandez Law Offices, LLCThe Law Firm of Allan C. SmithRhodes, Kelly Assoc IncRandolph, Boyd, Cherry and VaughanProcollect Services LLCPortland Credit Inc
Source: CFPB Consumer Complaint Database

Security National Automotive Acceptance's complaint volume in context

Security National Automotive Acceptance vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

17 62nd percentile higher than 62% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Security National Automotive Acceptance 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2016-12 2018-11

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
4
Communication tactics
4
Attempts to collect debt not owed
3
Threatened to contact someone or share information improperly
3
False statements or representation
2
Cont'd attempts collect debt not owed
1

Where do complaints against Security National Automotive Acceptance come from?

Security National Automotive Acceptance's own per-state count, not a national baseline.

Top states by complaints against Security National Automotive Acceptance

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Security National Automotive Acceptance: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Security National Automotive Acceptance: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.