What is the most common complaint against Security National Automotive Acceptance?

The most common issue consumers report about Security National Automotive Acceptance is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 17 complaints filed with the CFPB.

Are complaints against Security National Automotive Acceptance increasing or decreasing?

Complaints against Security National Automotive Acceptance are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Security National Automotive Acceptance's reputation grade?

Security National Automotive Acceptance has a reputation grade of F (score: 45.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Security National Automotive Acceptance respond to consumer complaints?

Security National Automotive Acceptance has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Security National Automotive Acceptance operate?

Security National Automotive Acceptance has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Security National Automotive Acceptance - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4
Communication tactics

4
Attempts to collect debt not owed

3
Threatened to contact someone or share information improperly

3
False statements or representation

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record security-national-automotive-acceptance Security National Automotive Acceptance

Grade F · 17 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2057 · compose #4561

VOL 17
GRADE F
12MO 0
STATES 10
TIMELY 100%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #2,057
COMPOSE #4,561

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Security National Automotive Acceptance's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Security National Automotive Acceptance (17.6%)

Volume rank #2,057 and composite rank #4,561 diverge by 2,504 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 17.6%; Mid-band (15–30%) · 10 states with ≥1 filing
Seasonal peak: 2017-12 9.8%; 8–15% band · 6 filings
Divergent corpus ranks: #2,057 volume; #4,561 composite; Cleanest-composite ladder is 2,504 places worse than volume

How does Security National Automotive Acceptance compare to its peers?

How does Security National Automotive Acceptance compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Security National Auto… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

100%

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-12 2018-11

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4
Communication tactics	4
Attempts to collect debt not owed	3
Threatened to contact someone or share information improperly	3
False statements or representation	2
Cont'd attempts collect debt not owed	1

Where do complaints against Security National Automotive Acceptance come from?

Security National Automotive Acceptance's own per-state count, not a national baseline.

Texas

3
Florida

2
North Carolina

2
Utah

2
Georgia

1
Montana

1
Ohio

1
Rhode Island

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Security National Automotive Acceptance: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Security National Automotive Acceptance: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.