What is the most common complaint against Residential Credit Solutions, Inc.?

The most common issue consumers report about Residential Credit Solutions, Inc. is "Cont'd attempts collect debt not owed", specifically "Frequent or repeated calls". This is based on 36 complaints filed with the CFPB.

Are complaints against Residential Credit Solutions, Inc. increasing or decreasing?

Complaints against Residential Credit Solutions, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Residential Credit Solutions, Inc.'s reputation grade?

Residential Credit Solutions, Inc. has a reputation grade of D (score: 53.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Residential Credit Solutions, Inc. respond to consumer complaints?

Residential Credit Solutions, Inc. has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Residential Credit Solutions, Inc. operate?

Residential Credit Solutions, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from California (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Residential Credit Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

14
Communication tactics

9
Disclosure verification of debt

7
False statements or representation

3
Took or threatened to take negative or legal action

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record residential-credit-solutions-inc Residential Credit Solutions, Inc.

Grade D · 36 CFPB filings · 81% timely · lead issue: Cont'd attempts collect debt not owed · vol #1416 · compose #3721

VOL 36
GRADE D
12MO 0
STATES 15
TIMELY 81%
DISPUTE 26%
ISSUE Cont'd attempts collect de…
RANK #1,416
COMPOSE #3,721

Volume peers

Nearest volume peer: Affiliated Management Services (36 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Residential Credit Solutions, Inc.'s 36 CFPB complaints sit next to Affiliated Management Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Residential Credit Solutions, Inc. (22.2%)

Volume rank #1,416 and composite rank #3,721 diverge by 2,305 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 22.2%; Mid-band (15–30%) · 15 states with ≥1 filing
Seasonal peak: 2025-11 11.5%; 8–15% band · 3 filings
Divergent corpus ranks: #1,416 volume; #3,721 composite; Cleanest-composite ladder is 2,305 places worse than volume

How does Residential Credit Solutions, Inc. compare to its peers?

How does Residential Credit Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Residential Credit Sol… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

81%

97%

91%

Consumer-dispute ratelower is better

26%

43%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-07 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	14
Communication tactics	9
Disclosure verification of debt	7
False statements or representation	3
Took or threatened to take negative or legal action	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Residential Credit Solutions, Inc. come from?

Residential Credit Solutions, Inc.'s own per-state count, not a national baseline.

California

8
Georgia

5
Illinois

3
Virginia

3
Florida

2
Hawaii

2
Maryland

2
Massachusetts

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Residential Credit Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 36.

4 peers

Know your rights before responding to Residential Credit Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.