State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

BYL Collection Services

D
6 total complaints ↓ falling

Block, Inc.

F
6 total complaints ↑ rising

BlueChip Financial

C
6 total complaints ↓ falling

Cherry Technologies Inc.

F
6 total complaints ↑ rising

Coast Professional, Inc.

D
6 total complaints ↓ falling

Conrad Credit Corporation

F
6 total complaints ↓ falling

Charlottesville Bureau of Credits, Inc

D
6 total complaints ↓ falling

Coast to Coast Financial Solutions, Inc.

F
6 total complaints ↓ falling

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
6 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
6 total complaints → stable

Credit Central Holdings, LLC

C
6 total complaints ↑ rising

Direct Recovery Services, LLC

F
6 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
6 total complaints ↓ falling

FMA Alliance, Ltd.

C
6 total complaints → stable

Freedom Financial Network

F
6 total complaints ↑ rising

First Advantage LNS Inc.

F
6 total complaints ↓ falling

GLA Collection Company, Inc.

D
6 total complaints ↓ falling

GreenSky, LLC

D
6 total complaints ↓ falling

Heartland Payment Systems Inc

D
6 total complaints ↓ falling

Io, Inc.

D
6 total complaints ↓ falling

Kimball, Tirey & St. John LLP

D
6 total complaints ↑ rising

Kingston Data & Credit International Inc.

F
6 total complaints ↑ rising

Kirschbaum, Nanney, Keenan & Griffin, P.A.

F
6 total complaints ↓ falling

Meade & Associates, Inc.

D
6 total complaints ↓ falling

Media Collections, Inc

C
6 total complaints → stable

Merchants' Credit Guide Company

D
6 total complaints ↓ falling

Nelson Cruz & Associates LLC

F
6 total complaints ↑ rising

Northland Group Inc

C
6 total complaints ↓ falling

Patient Accounting Service Center

D
6 total complaints → stable

PlusFour, Inc

F
6 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
6 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
6 total complaints ↑ rising

States Recovery Systems, Inc.

D
6 total complaints → stable

Stellantis Financial Services US Corp.

D
6 total complaints ↑ rising

Stuart-Lippman and Associates, Inc

D
6 total complaints ↓ falling

Veros Credit, LLC

C
6 total complaints ↑ rising

Webcollex, LLC

D
6 total complaints ↓ falling

Wilber and Associates, P.C.

D
6 total complaints → stable

Windham Professionals, Inc.

D
6 total complaints ↓ falling

Admin Recovery, LLC

D
5 total complaints ↓ falling

Affiliated Management Services

C
5 total complaints ↓ falling

Apelles, LLC

C
5 total complaints → stable

Business Financing Corporation

C
5 total complaints ↑ rising

Credit Bureau of Napa County, Inc.

D
5 total complaints ↓ falling

Commercial Recovery Systems

F
5 total complaints ↓ falling

Credit Management Control, Inc.

D
5 total complaints ↓ falling

DRB-40, LLC

C
5 total complaints ↑ rising

Denefits LLC

F
5 total complaints ↑ rising

Equitable Acceptance Corp

B
5 total complaints ↓ falling

First Associates Loan Servicing LLC

C
5 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.