State complaint profile

Debt collection complaints in New York

53,744 CFPB complaints filed against 1,598 debt collectors active in New York.

Complaints
53,744
Collectors
1,598
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New York at a glance

New York consumers have filed 53,744 CFPB debt-collection complaints against 1,598 collectors.

53,744
CFPB complaints filed
1,598
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New York

New York filings are dispersed: the top three collectors hold only 0.2% of 53,744 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New York residents in this extract is Transunion Intermediate Holdings, Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Wakefield & Associates, Inc.

F
34 total complaints ↓ falling

Ditech Financial LLC

D
33 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
33 total complaints ↑ rising

Mercedes Benz Financial Services

D
33 total complaints ↑ rising

Oliphant United, Inc.

F
33 total complaints ↑ rising

Receivables Management Partners, LLC

D
33 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
33 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
32 total complaints ↓ falling

Oliphant Financial, LLC

D
32 total complaints ↓ falling

Synergetic Communication Inc

D
31 total complaints ↑ rising

Roach & Murtha, P.C.

C
30 total complaints ↓ falling

Second Round Limited Partnership, Austin, TX Branch

D
30 total complaints ↓ falling

Stellar Recovery, Inc.

D
30 total complaints ↓ falling

Waypoint Resource Group, LLC

F
30 total complaints ↑ rising

Collection Management Holdings, LLC

F
29 total complaints ↑ rising

Hyundai Capital America

C
29 total complaints ↑ rising

Immediate Credit Recovery

D
29 total complaints ↓ falling

Lending Club Corp

D
29 total complaints ↓ falling

Relin, Goldstein & Crane, LLP

C
29 total complaints ↓ falling

BMW Financial Services NA, LLC

D
28 total complaints ↑ rising

Bounce AI, Inc.

F
28 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
28 total complaints ↓ falling

Freedom Financial Network

F
28 total complaints ↑ rising

First National Collection Bureau, Inc.

D
28 total complaints ↓ falling

Klarna AB

F
28 total complaints ↑ rising

Mel S. Harris and Associates, LLC

C
28 total complaints ↓ falling

Meridian Financial Services, Inc.

D
28 total complaints ↑ rising

Capital Resource Management, Inc.

F
27 total complaints ↓ falling

First National Bank of Omaha

D
27 total complaints → stable

January Technologies, Inc

F
27 total complaints ↑ rising

Jim Bottin Enterprises, Inc

D
27 total complaints → stable

Omega RMS, LLC

D
27 total complaints ↑ rising

Viking Client Services

C
27 total complaints → stable

YSA ARM LLC DBA Oxygen XL

F
27 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
26 total complaints ↑ rising

Cohen & Cohen Law, LLC

B
26 total complaints ↓ falling

Credit Bureau of Jamestown, Inc.

C
26 total complaints ↓ falling

Kinum, Inc., Indianapolis, IN Branch

D
26 total complaints ↑ rising

Mandarich Law Group, LLP

D
26 total complaints → stable

NEW City Funding Corp.

B
26 total complaints ↑ rising

RMS-Recovery Management Services, Inc.

C
26 total complaints → stable

Upgrade, Inc.

F
26 total complaints ↑ rising

Weltman, Weinberg & Reis Co., L.P.A.

D
26 total complaints ↓ falling

Zions Debt Holdings

F
26 total complaints ↑ rising

Altisource Portfolio Solutions, S.à r.l.

C
25 total complaints ↓ falling

EdFinancial Services

C
25 total complaints ↑ rising

Eltman Law, P.C.

D
25 total complaints ↓ falling

International Recovery Associates, Inc.

D
25 total complaints ↓ falling

Ncsplus Incorporated

C
25 total complaints ↓ falling

Remex, Inc.

D
25 total complaints ↓ falling

If a collector is contacting you in New York

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New York names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New York AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New York

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New York Resident

New York's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New York attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.