What is the most common complaint against Sprechman & Associates, P.A.?

The most common issue consumers report about Sprechman & Associates, P.A. is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 33 complaints filed with the CFPB.

Are complaints against Sprechman & Associates, P.A. increasing or decreasing?

Complaints against Sprechman & Associates, P.A. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Sprechman & Associates, P.A.'s reputation grade?

Sprechman & Associates, P.A. has a reputation grade of D (score: 53.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Sprechman & Associates, P.A. respond to consumer complaints?

Sprechman & Associates, P.A. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Sprechman & Associates, P.A. operate?

Sprechman & Associates, P.A. has received CFPB complaints from consumers in 4 states, with the most complaints from Florida (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Sprechman & Associates, P.A. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

8
False statements or representation

7
Attempts to collect debt not owed

5
Cont'd attempts collect debt not owed

5
Taking/threatening an illegal action

5
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record sprechman-associates-pa Sprechman & Associates, P.A.

Grade D · 33 CFPB filings · 97% timely · lead issue: Took or threatened to take negative or legal action · vol #1480 · compose #3686

VOL 33
GRADE D
12MO 3
STATES 4
TIMELY 97%
DISPUTE 50%
ISSUE Took or threatened to take…
RANK #1,480
COMPOSE #3,686

Volume peers

Nearest volume peer: Account Recovery Services, Inc. (33 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Sprechman & Associates, P.A.'s 33 CFPB complaints sit next to Account Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

87.9% of Sprechman & Associates, P.A.'s CFPB filings land in Florida

High volume does not equal a clean composite: Sprechman & Associates, P.A. is volume #1,480 but composite #3,686, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 87.9%; 29 of 33 filings · 4 states touched
Seasonal peak: 2026-02 10.0%; 8–15% band · 4 filings
Divergent corpus ranks: #1,480 volume; #3,686 composite; Cleanest-composite ladder is 2,206 places worse than volume

How does Sprechman & Associates, P.A. compare to its peers?

How does Sprechman & Associates, P.A. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Sprechman & Associates… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

24%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	8
False statements or representation	7
Attempts to collect debt not owed	5
Cont'd attempts collect debt not owed	5
Taking/threatening an illegal action	5
Written notification about debt	1
Communication tactics	1
Threatened to contact someone or share information improperly	1

Where do complaints against Sprechman & Associates, P.A. come from?

Sprechman & Associates, P.A.'s own per-state count, not a national baseline.

Florida

29
Wisconsin

2
New Jersey

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Sprechman & Associates, P.A.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 33.

4 peers

Know your rights before responding to Sprechman & Associates, P.A.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.