What is the most common complaint against Steward Financial Services LLC?

The most common issue consumers report about Steward Financial Services LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 6 complaints filed with the CFPB.

Are complaints against Steward Financial Services LLC increasing or decreasing?

Complaints against Steward Financial Services LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Steward Financial Services LLC's reputation grade?

Steward Financial Services LLC has a reputation grade of F (score: 42.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Steward Financial Services LLC respond to consumer complaints?

Steward Financial Services LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Steward Financial Services LLC operate?

Steward Financial Services LLC has received CFPB complaints from consumers in 5 states, with the most complaints from Pennsylvania (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Steward Financial Services LLC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Written notification about debt

1
Took or threatened to take negative or legal action

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record steward-financial-services-llc Steward Financial Services LLC

Grade F · 6 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3044 · compose #4842

VOL 6
GRADE F
12MO 0
STATES 5
TIMELY 0%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #3,044
COMPOSE #4,842

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Steward Financial Services LLC's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Steward Financial Services LLC's CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Steward Financial Services LLC is volume #3,044 but composite #4,842, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 33.3%; 2 of 6 filings · 5 states touched
Seasonal peak: 2016-05 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #3,044 volume; #4,842 composite; Cleanest-composite ladder is 1,798 places worse than volume

How does Steward Financial Services LLC compare to its peers?

How does STEWARD FINANCIAL SERVICES LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

STEWARD FINANCIAL SERV… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Written notification about debt	1
Took or threatened to take negative or legal action	1
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against Steward Financial Services LLC come from?

Steward Financial Services LLC's own per-state count, not a national baseline.

Pennsylvania

2
District of Columbia

1
Florida

1
Maryland

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Steward Financial Services LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Steward Financial Services LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.