State complaint profile

Debt collection complaints in New Hampshire

1,844 CFPB complaints filed against 474 debt collectors active in New Hampshire.

Complaints
1,844
Collectors
474
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Hampshire at a glance

New Hampshire consumers have filed 1,844 CFPB debt-collection complaints against 474 collectors.

1,844
CFPB complaints filed
474
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Hampshire

New Hampshire filings are dispersed: the top three collectors hold only 12.3% of 1,844 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from New Hampshire residents in this extract is Portfolio Recovery Associates, LLC (12.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in New Hampshire

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from New Hampshire residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where New Hampshire's 1,844 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 12.3% of New Hampshire filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Portfolio Recovery Associates, LLC

D
89 total complaints ↑ rising

Encore Capital Group Inc.

D
77 total complaints ↑ rising

Resurgent Capital Services L.P.

D
60 total complaints ↑ rising

Synchrony Financial

D
56 total complaints → stable

CL Holdings LLC

C
45 total complaints ↑ rising

Experian Information Solutions Inc.

D
37 total complaints ↑ rising

Transunion Intermediate Holdings, Inc.

D
36 total complaints ↑ rising

Citibank, N.a.

D
30 total complaints → stable

Equifax, Inc.

D
28 total complaints ↑ rising

Transworld Systems Inc

D
27 total complaints → stable

CCS Financial Services, Inc.

F
26 total complaints ↑ rising

Convergent Resources, Inc.

D
26 total complaints ↓ falling

Bread Financial Holdings, Inc.

C
25 total complaints ↑ rising

Capital ONE Financial Corporation

D
23 total complaints → stable

Southwest Credit Systems, L.P.

D
21 total complaints → stable

I.C. System, Inc.

C
18 total complaints ↑ rising

Kriya Capital, LLC

D
18 total complaints ↑ rising

Afni Inc.

D
17 total complaints ↓ falling

American Express Company

D
17 total complaints ↑ rising

Bank of America, National Association

D
17 total complaints → stable

New Hampshire Northeast Credit Services, Inc.

C
17 total complaints ↓ falling

Wells Fargo & Company

D
17 total complaints ↑ rising

Benuck & Rainey, Inc.

F
15 total complaints ↓ falling

Discover Bank

D
15 total complaints ↓ falling

HSBC North America Holdings Inc.

D
13 total complaints ↓ falling

TD Bank US Holding Company

D
13 total complaints ↑ rising

Community Cash Management Corp.

C
12 total complaints ↓ falling

Gragil Associates, Inc.

F
12 total complaints ↓ falling

Radius Global Solutions LLC

D
12 total complaints ↑ rising

Sunrise Credit Services, Inc

D
12 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
11 total complaints ↓ falling

TrueAccord Corp.

D
11 total complaints ↑ rising

ERC

D
10 total complaints ↓ falling

First Financial Resources, Inc.

C
10 total complaints → stable

NRA Group, LLC

D
10 total complaints ↑ rising

Navient Solutions, LLC.

D
10 total complaints ↓ falling

Spring Oaks Capital, LLC

F
10 total complaints ↑ rising

National Credit Systems,Inc.

D
9 total complaints ↑ rising

Paypal Holdings, Inc

D
9 total complaints ↓ falling

Caine & Weiner Company, Inc.

D
8 total complaints ↑ rising

Capio Partners, LLC

C
8 total complaints → stable

Fair Collections & Outsourcing, Inc.

D
8 total complaints ↑ rising

HW Holding, Inc

D
8 total complaints → stable

ONLINE Information Services, Inc.

D
8 total complaints ↑ rising

Phoenix Financial Services LLC

D
8 total complaints ↓ falling

T.S. Holdings

F
8 total complaints ↑ rising

The Thomas Agency, Inc.

F
8 total complaints ↓ falling

Williams & Fudge, Inc

D
8 total complaints → stable

Aldous & Associates, PLLC

D
7 total complaints ↑ rising

Harris & Harris, Ltd.

D
7 total complaints ↑ rising

If a collector is contacting you in New Hampshire

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this New Hampshire slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read with New Hampshire

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Hampshire Resident

With only 1,844 New Hampshire filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the New Hampshire AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.