State complaint profile

Debt collection complaints in Missouri

16,438 CFPB complaints filed against 1,173 debt collectors active in Missouri.

Complaints
16,438
Collectors
1,173
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Missouri at a glance

Missouri consumers have filed 16,438 CFPB debt-collection complaints against 1,173 collectors.

16,438
CFPB complaints filed
1,173
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Missouri

Missouri filings are dispersed: the top three collectors hold only 0.1% of 16,438 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Missouri residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 11

Sorted by most complaints

Huntington Debt Holding LLC

D
3 total complaints → stable

Insta-Credit Auto Mart, Inc. dba InstaCredit Automart

B
3 total complaints ↓ falling

Integrity Solution Services, Inc.

C
3 total complaints ↓ falling

Io, Inc.

D
3 total complaints ↓ falling

JPL Recovery Solutions

F
3 total complaints ↓ falling

Jon Barry and Associates, Inc.

C
3 total complaints ↓ falling

LendUp Loans LLC

D
3 total complaints ↓ falling

Lionstone Holdings Group

F
3 total complaints ↓ falling

Louisiana Recovery Services Inc.

C
3 total complaints ↓ falling

Master Finance Company

B
3 total complaints ↑ rising

Merchants' Credit Guide Company

D
3 total complaints ↓ falling

Meridian ARG Inc.

F
3 total complaints ↓ falling

MoneyLion Inc.

F
3 total complaints ↑ rising

Morgan & Associates, P.C.

B
3 total complaints ↓ falling

Nationwide Acceptance LLC

C
3 total complaints → stable

NPAS, Inc.

D
3 total complaints → stable

National Commercial Services, Inc

D
3 total complaints ↓ falling

National Principal Group, LLC

C
3 total complaints ↓ falling

North Shore Agency, LLC

C
3 total complaints ↓ falling

Optima Recovery Services LLC.

C
3 total complaints ↓ falling

Prestige Financial Services Inc

C
3 total complaints ↓ falling

Patenaude & Felix A Professional Corporation

D
3 total complaints ↓ falling

Perfection Collection

D
3 total complaints ↓ falling

Platinum Holdings Group, LLC

F
3 total complaints ↓ falling

Professional Receivables Network

C
3 total complaints ↓ falling

Rfna, LP

C
3 total complaints ↑ rising

RN Financial, LLC

B
3 total complaints ↑ rising

Rauch-Milliken International, Inc.

D
3 total complaints ↓ falling

Recovery One, LLC

D
3 total complaints ↓ falling

Reel Time Capital LLC

D
3 total complaints ↑ rising

Riverwalk Financial Corporation

F
3 total complaints ↓ falling

SG and Associates

F
3 total complaints ↑ rising

Second Round Limited Partnership, Austin, TX Branch

D
3 total complaints ↓ falling

Sentry Recovery and Collections, Inc.

D
3 total complaints ↑ rising

Skopos Financial, LLC

B
3 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
3 total complaints ↑ rising

Summit A*R, Inc.

D
3 total complaints ↑ rising

TMX Finance LLC

D
3 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
3 total complaints ↓ falling

UMB Financial Corporation

B
3 total complaints ↑ rising

USCB Corporation

D
3 total complaints ↑ rising

VW Credit

C
3 total complaints ↑ rising

Vengroff Williams, Inc

D
3 total complaints ↓ falling

WLCC

C
3 total complaints → stable

Westcreek Financial

F
3 total complaints ↑ rising

Wharthog Ventures LLC dba Loans Not Sharks

F
3 total complaints → stable

2233 Paradise Road LLC

D
2 total complaints ↑ rising

A.R.M. Solutions, Inc.

C
2 total complaints ↓ falling

ACQ Holdings, LLC.

C
2 total complaints ↓ falling

ADP Inc.

F
2 total complaints ↓ falling

If a collector is contacting you in Missouri

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Missouri names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Missouri AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Missouri

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Missouri Resident

Missouri's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Missouri attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.