State complaint profile

Debt collection complaints in Missouri

16,438 CFPB complaints filed against 1,173 debt collectors active in Missouri.

Complaints
16,438
Collectors
1,173
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Missouri at a glance

Missouri consumers have filed 16,438 CFPB debt-collection complaints against 1,173 collectors.

16,438
CFPB complaints filed
1,173
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Missouri

Missouri filings are dispersed: the top three collectors hold only 0.1% of 16,438 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Missouri residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

The Phoenix Recovery Group

F
4 total complaints → stable

Underwood Law Firm, LLC

B
4 total complaints ↓ falling

Valley Collection Service, LLC

C
4 total complaints ↑ rising

Vital Solutions, Inc.

C
4 total complaints ↓ falling

Weinberg Mediation Group LLC

F
4 total complaints ↓ falling

Zwicker & Associates

D
4 total complaints → stable

A-1 Premium Acceptance, Inc.

D
3 total complaints ↓ falling

ARM WNY LLC

F
3 total complaints ↓ falling

Asta Funding Inc.

D
3 total complaints ↓ falling

Absolute Recovery Services, LLC

D
3 total complaints ↑ rising

Acceptance Solutions Group, INC

B
3 total complaints ↓ falling

Accudata Credit Systems LLC

B
3 total complaints ↓ falling

Ardmore Finance Corporation

B
3 total complaints ↑ rising

Asset Management Outsourcing, Inc.

D
3 total complaints ↓ falling

Associated Credit Services, Inc.

D
3 total complaints → stable

BC Services, Inc.

F
3 total complaints ↓ falling

Brown and Joseph, Ltd

F
3 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
3 total complaints ↑ rising

CAC Financial Corp

D
3 total complaints → stable

Carrington Mortgage Services, LLC

C
3 total complaints ↓ falling

Central Bancompany, Inc

B
3 total complaints ↑ rising

Credigy USA Corp.

C
3 total complaints ↓ falling

Cash Link USA, LLC

D
3 total complaints ↓ falling

Cawley & Bergmann, LLP

D
3 total complaints ↓ falling

Check Security Associates, LLC

F
3 total complaints ↓ falling

Community Health Investment Company, LLC.

D
3 total complaints ↓ falling

Computer Credit, Inc.

C
3 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
3 total complaints ↑ rising

Couch Lambert LLC

D
3 total complaints → stable

Credit Management Control, Inc.

D
3 total complaints ↓ falling

Credit Service Company, INC

D
3 total complaints ↓ falling

Creditors Financial Services, LLC

B
3 total complaints ↓ falling

D&A Services, LLC

D
3 total complaints ↓ falling

Delray Capital, LLC

D
3 total complaints ↓ falling

EMCC Holdings, LLC

C
3 total complaints ↓ falling

Evans & Mullinix, PA

F
3 total complaints ↑ rising

Freedom Financial Network

F
3 total complaints ↑ rising

Fendelman & Associates, LLC

B
3 total complaints ↓ falling

Fundo LLC

D
3 total complaints ↑ rising

GVA Holdings, LLC

C
3 total complaints ↓ falling

Goal Structured Solutions, LLC

F
3 total complaints ↑ rising

Grant Mercantile Agency

D
3 total complaints ↓ falling

Gravamen Asset Management Group LLC

F
3 total complaints → stable

H. Kent Hollins, Attorney at Law, P.A

C
3 total complaints ↓ falling

Heartland Payment Systems Inc

D
3 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
3 total complaints ↑ rising

Healthcare Management, LLC

D
3 total complaints ↓ falling

Heartland Resolution Group, LLC

D
3 total complaints ↓ falling

Hewitt-Capital

F
3 total complaints ↓ falling

High Point Asset Inc

F
3 total complaints ↓ falling

If a collector is contacting you in Missouri

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Missouri names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Missouri AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Missouri

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Missouri Resident

Missouri's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Missouri attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.