What is the most common complaint against National Check Bureau, Inc.?

The most common issue consumers report about National Check Bureau, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 13 complaints filed with the CFPB.

Are complaints against National Check Bureau, Inc. increasing or decreasing?

Complaints against National Check Bureau, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is National Check Bureau, Inc.'s reputation grade?

National Check Bureau, Inc. has a reputation grade of D (score: 54.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Check Bureau, Inc. respond to consumer complaints?

National Check Bureau, Inc. has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 38% of cases.

In how many states does National Check Bureau, Inc. operate?

National Check Bureau, Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Michigan (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

National Check Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade D.

Compiled by PlainCollector

False statements or representation

3
Disclosure verification of debt

3
Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

2
Written notification about debt

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record national-check-bureau-inc National Check Bureau, Inc.

Grade D · 13 CFPB filings · 75% timely · lead issue: False statements or representation · vol #2269 · compose #3512

VOL 13
GRADE D
12MO 1
STATES 5
TIMELY 75%
DISPUTE 38%
ISSUE False statements or repres…
RANK #2,269
COMPOSE #3,512

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

National Check Bureau, Inc.'s 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

53.8% of National Check Bureau, Inc.'s CFPB filings land in Michigan

High volume does not equal a clean composite: National Check Bureau, Inc. is volume #2,269 but composite #3,512, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 53.8%; 7 of 13 filings · 5 states touched
Spike month: 2023-02 20.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,269 volume; #3,512 composite; Cleanest-composite ladder is 1,243 places worse than volume

How does National Check Bureau, Inc. compare to its peers?

How does National Check Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

National Check Bureau,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

36%

91%

Consumer-dispute ratelower is better

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-02 2025-04

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Disclosure verification of debt	3
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	2
Written notification about debt	1
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against National Check Bureau, Inc. come from?

National Check Bureau, Inc.'s own per-state count, not a national baseline.

Michigan

7
Ohio

3
California

1
Texas

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for National Check Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to National Check Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.