What is the most common complaint against Robert Homfeld Credit Trust?

The most common issue consumers report about Robert Homfeld Credit Trust is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 2 complaints filed with the CFPB.

Are complaints against Robert Homfeld Credit Trust increasing or decreasing?

Complaints against Robert Homfeld Credit Trust are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Robert Homfeld Credit Trust's reputation grade?

Robert Homfeld Credit Trust has a reputation grade of A (score: 74.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Robert Homfeld Credit Trust respond to consumer complaints?

Robert Homfeld Credit Trust has a 100% timely response rate to CFPB complaints.

In how many states does Robert Homfeld Credit Trust operate?

Robert Homfeld Credit Trust has received CFPB complaints from consumers in 1 states, with the most complaints from Michigan (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Robert Homfeld Credit Trust - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record robert-homfeld-credit-trust Robert Homfeld Credit Trust

Grade A · 2 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #4307 · compose #993

VOL 2
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #4,307
COMPOSE #993

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Robert Homfeld Credit Trust's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Robert Homfeld Credit Trust's CFPB filings land in Michigan

High volume does not equal a clean composite: Robert Homfeld Credit Trust is volume #4,307 but composite #993, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2016-01 20.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,307 volume; #993 composite; Cleanest-composite ladder is 3,314 places better than volume

How does Robert Homfeld Credit Trust compare to its peers?

How does Robert Homfeld Credit Trust compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Robert Homfeld Credit … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-01 2021-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2

Where do complaints against Robert Homfeld Credit Trust come from?

Robert Homfeld Credit Trust's own per-state count, not a national baseline.

Michigan

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Robert Homfeld Credit Trust: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Robert Homfeld Credit Trust: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.